Description: This presentation is a concurrent session from the 1980 Meeting of the Society of Actuaries, held April 14-15 in Hartford, Connecticut. The panelists discuss basic concepts, such as definition and reasons for risk classification, availability vs. pricing class, equality vs. equity -special interest groups, appropriate factors for classification, and controllable vs. non-controllable factors. They also discuss American Academy of Actuaries work on risk classification, regulation, future company practice, including preferred risk, non-smoker, guaranteed issue etc., substandard practices, reinsurance, changing trends in underwriting, privacy laws, and related topics. Discussion from participants is included. From the Record of Society of Actuaries, Volume 6, No. 1.

Description: This session from the 1994 Valuation Actuary Symposium covers long term care and health related issues for valuation, an update from the Risk-Based Capital Task Force of the Academy on developing a risk-based capital formula for health coverages, an overview of the health practice notes.

Description: RECORD OF SOCIETY OF ACTUARIES 1976 VOL. 2 NO. 3 This session looks at a variety of proposed laws and regulations on the consumerism front including the U.S. Senate's Consumer Insurance Information and Fairness Act, NAIC cost comparison and disclosure, proposals concerning privacy and risk classification by sex, and Canadian developments.

Description: This panel discussion occurred at the SOA's 1975 Bal Harbour meeting. The topic was the relationship of the actuary to the policyholder including, non-discrimination issues, improved policyholder service, dividend philosophy, cost comparisons and disclosure obligations. 1975 Record Vol. 1, No. 4

Description: 1992 Valuation Actuary Symposium. This session on Long Term Care Insurance provided an update on the Society's Task Force on Valuation Methods for Long-Term Care Insurance, methods and assumptions that are being used for policies, premiums, and reserves on long-term care policies, and the regulatory environment.

Description: Four experts offer their insights into long term care and long term care insurance.

Description: Full version of Long-Term Care Newsletter, October 2000, Issue No. 3.

Description: 1992 SOA Annual Meeting, Washington, D.C. This session on Long Term Care Insurance addressed the following topics: 1. Highlights of research that HIAA has completed on long-term care. 2. Regulatory developments of long-term care such as state legislation on nonforfeiture. 3. Congressional activity and tax policy. 4. Research on the affordability of various long-term-care products and nonforfeiture options.

Description: This meeting session was presented at the SOA's 1980 Spring Meeting in Minneapolis. It discusses a report of the Federal Trade Commission issued in 1979 related to insurance company practices and business with regards to life insurance. The report lists four consumer problems: low return on savings element, loss of money due to early lapse, high variation in costs of policies among companies suggesting inadequate price competition, ordinary insurance is expensive relative to death protection provided. The report also provided recommendations to correct these issues.

Description: At this session of the SOA 1995 Vancourver Spring Meeting, members of the Long Term Care Insurance Valuation Methods Task Force present the conclusions and rationale found in their final report. Assumptions, methodology, and NAIC's view of the report are discussed.