Description: This paper studies the possibility that associated minor impairments, particularly those of a cardiovascular nature, may be of special significance with respect to longevity when associated with a family history of cardiovascular disease. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.

Description: This paper and discussion is a review of the changes that have occurred recently in the basic principles that underlie the sale and distribution of individual life insurance including underwriting fairness, laws and regulations affecting discrimination, limitations in the underwriting process and competition. From Transactions of Society of Actuaries 1977, Vol. 29.

Description: This is a discussion about premiums and underwriting for individual health insurance. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: These discussions at the 1967 New York and New Orleans Regional Meetings covered topics related to individual life and health insurance including health topics, individual life underwriting, reinsurance, individual policy pension fund expenses, tax sheltered annuities, and market testing products.

Description: Discussion of the following underwriting topics: A. What elements are being taken into consideration in current underwriting of risks in or subject to military service? B. What changes have occurred recently in the amount limits for the double indemnity benefit? Is accident insurance considered in applying such limits? C. What underwriting problems have arisen in connection with the income disability benefit which matures the policy at an age such as 65? In what respect is this benefit underwritten differently from the $5 per $1,000 lifetime income disability clause? D. What are the advantages and disadvantages of issuing ordinary insurance at ages over 65?

Description: Digest of a panel discussion looking at problems arising in issuing limited amounts of life insurance without a war clause to active members of the Armed Forces, types of death losses the Actuary considers as war deaths not suited for in existing premium rates and problems created by the war from the standpoint of protective provisions in disability and accidental death clauses.

Description: This is a panel discussion on individual life insurance underwriting principles and practices that occurred in 1976. It discussed a paper by Alton Morton entitled Individual Life Insurance Underwriting Principles and Practices: A 1976 Review.

Description: This discussion at the San Francisco and Washington 1966 Regional Meetings covers three topics - Disability Benefits under Life or Health Insurance Policies, Changes in Individual Medical Expense Insurance in the Light of Medicare, and Optional Modes of Settlement.

Description: Book review of Life Company Underwriting, Life Office Management Association, which covers underwriting practice and many related administrative issues.

Description: This discussion is about the mortality margins and mortality rates. From Transaction of Society of Actuaries 1961 Vol. 13 pt. 2