Description: Article examines consistency across different underwriting manuals for LTCI.

Description: A Review of Proposed Changes to the NAIC’s Model Regulations for LTC Insurance and it's shortcomings in addressing rate stability and marketing abuses. From Long-Term Care Newsletter, April 2001, Issue No. 4.

Description: Preparing an initial LTCI rate filing under the 2000 LTCI Model Regulation certification requirements. From Long-Term Care, Dec 2003, Issue No. 10

Description: Mortality data and results for care home residents in England and Wales. Looking at numbers of death may indicate that there are fewer rate, but diving deep into various sub segments and looking at death rates, tells a different story.

Description: This article incorporates the NAIC long-term care insurance model regulation to discuss the appropriateness of rate increases by monitoring emerging experience to manage the risk. This includes experience analysis issues, maximum rate increase calculations, business considerations and valuation issues. From Long-Term Care, December 2003, Issue 10

Description: Methodology for identifying principles based economic capital.

Description: New products should address having acceptable carrier risks and at the same time enhance the product’s value to consumers to pave the way for broader acceptance.

Description: Long Term Care Insurance Reserves and Reinsurance Balancing between statutory and GAAP requiements. From Long-Term Care Newsletter, August 2001, Issue No. 5.

Description: This article focuses on strategies that long term care insurance companies are using today to invest assets more profitably and manage risks more effectively to help ensure that they can meet their obligations and move forward in an uncertain market.

Description: This article discusses the details of being classified as cognitively impaired, particularly the relationship between being classified as cognitively impaired and subsequent mortality experience and the effect of cognitive impairment on mortality rates.