Description: An Excel spreadsheet to aid the reader in interpreting the information contained in the report, which provides exposure information by lapse factor and data cell. Please see the SOA website experience studies for the full report.

Description: 2023 Generally Recognized Expense Table (GRET) recommendations.

Description: 1987 Valuation Actuary Symposium. The purpose of this session is to develop a better understanding of how the valuation actuary concept might apply in the property/casualty context by exploring some questions about the concept and its possible application to the property/casualty business.

Description: The main focus of this report is the presentation of information and methodologies to support the analysis of the financial impact of AIDS on individual companies writing life insurance in the U.S. Topics include reserving and development of valuation tables used for both statutory and GAAP accounting. From Transactions of Society of Actuaries 1990, Vol. 42.

Description: The 2009 Estonia experience study includes both mortality and persistency studies of policies in force any time during the 2006-2008 study period. The study applies to the entire portfolios of the contributing companies and these companies represent the vast majority of the Estonia individual life insurance market. Separate studies were performed based upon policy counts and insurance in force. Actual mortality was compared to expected mortality based upon the SOA 1975-80 select and ultimate mortality table.

Description: With the IDI market consolidating, panelists at this session 47PD of the Palm Desert Spring Meeting discuss significant considerations in selling or buying a block of IDI business, relative to reinsurance, valuation, tax, and regulatory issues. From the Record of the Society of Actuaries, Vol. 23, No. 1.

Description: This paper discusses the actuarial aspects of state regulation of individual variable annuities. Focus is on regulation of interest rates, expense and mortality guarantees, grace period and nonforfeiture provisions, and transfers of surplus to and from separate accounts. From Transactions of Society of Actuaries 1968, Vol. 20, Pt. 1, No. 58.

Description: This is a discussion from the 1982 SOA Spring Meeting on individual annuity product design under conditions of inflation. It highlights the design and testing of annuity products in an inflationary envirnonmnet, the marketing and distribution of annuities, the importance of asset/liability matching and surplus and valuation considerations. From Record of the Society of Actuaries 1982, Volume 8, No. 1.

Description: 1984 Study covering experience of individual disability loss-of-time policies for 1982-1983. The study separates the first year of the benefit period, and combined second and third year experience of the benefit period. From Transactions of Society of Actuaries 1984 Reports

Description: This paper develops the apportionate basis for the immediate payment of claims as an alternative to continuous functions. A new function, the apportionable annuity due, is defined and derived and formulas for net premiums and terminal reserves on the apportionable basis are developed. Then an investigation is made of the relationship of net premiums and terminal reserves on the apportionable basis to the corresponding functions on the continuous functions basis.