Description: Table of Contents for the June 2006, Expanding Horizons newsletter.

Description: This experience study and mortality table, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was sponsored by the SOA’s Preneed Mortality Experience Study Team. The study was performed by the Deloitte-UConn Actuarial Center. The purpose of this report is to provide the details of this study and the construction of the preneed life insurance mortality table. The report describes the data analysis and methods used to determine the table. Includes an Excel spreadsheet with preneed mortality table. Original date of report was May, 2008 revised in July, 2008.

Description: The book, 'Individual Accounts for Social Perspectives on the U.S. Debate' by John Turner, is reviewed in light of recent congressional failure to reform Social Security and in light of a survey of actuaries that produced divergent views on the subject [link to survey included].

Description: Fall 2012 Individual Life and Annuities Design and Pricing (DP) Exam archived information

Description: This web page contains a link to an August 2010 research report by Arnold F. Shapiro. This report provides a literature review on the topic of post-retirement financial strategies from the perspective of an individual who is approaching retirement age. The body of knowledge surveyed is the post-retirement financial strategies literature that is related to the risks of longevity, inflation, and investment. The literature sources are both academic and practitioner-focused. The end product is a documentation of and commentary on the state-of-the-art in the post-retirement financial strategies area. The intended audience is retirement professionals, and others, who need to be well informed about the current state of post-retirement financial strategies, as reported in the literature.

Description: IRS published final regulations on updated life expectancy and distribution period tables used for determining RMDs. The article intends to provide an overview on the development of the final regulations and highlight the key updates in final regulations, the transition rules to apply final regulations and some of the relevant issues not addressed in final regulations (e.g. MITT, Rev. Rul. 2002-62 and Notice 2004-15). The article also briefly discusses what financial institutions and actuaries would like to do before the regulations become effective on Jan. 1, 2022.

Description: The COVID-19 pandemic has had an impact on all aspects of daily life and its impact extends to how disability incidence may play out in the future. Product profitability will be shaped by how morbidity patterns, interest rate levels and other key drivers will play out into the future. In this session, our panel will discuss COVID’s impact on IDI morbidity experience as observed over the past 18 months, offer comparisons and insights in light of other insurance lines of business, and share emerging information on the on-going effects of Long COVID. Highlights will also include how regional differences and implications for insurers as the industry moves further into the COVID vaccine era.

Description: Fall 2021 Archive: Life Financial Management (U.S.)

Description: Fall 2021 Archive: Life Financial Management (U.S.)

Description: This is the SOA’s Committee on Life Insurance Company Expenses (CLICE) recommendation for the 2016 Generally Recognized Expense Table (GRET) for use with individual life insurance sales illustrations.