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Preneed Mortality Road to 26
addresses the 2001 CSO Mortality Table and the implications for preneed insurance, for which the table has ... has been deemed inadequate. The article explores interim measures such as additional reserves, treatment ...Description: This article addresses the 2001 CSO Mortality Table and the implications for preneed insurance, for which the table has been deemed inadequate. The article explores interim measures such as additional reserves, treatment as substandard, and tax implications. There is also discussion of a model NAIC regulation which would mandate the use of 1980 CSO mortality for preneed as well as efforts to eventually establish a new preneed mortality table for valuation and nonforfeiture purposes.
Hide- Authors: James Van Elsen
- Date: Jun 2008
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Small Talk
- Topics: Experience Studies & Data>Mortality; Public Policy