Description: Retirement market study of Peru in English

Description: This research report on the effect of deflation or high inflation has six sections: 1. The first section provides background on inflation, describes some problems in measuring inflation, and explains some of its effects on an economy. 2. The second section reviews historical inflation rates. 3. The third section examines the effect of inflation or deflation on the property-liability and life insurance industries. 4. The fourth section proposes risk mitigation strategies for insurers to cope with either deflation or high inflation rates. 5. The fifth section describes a publicly available model that can be used to develop inflation/deflation projections under a regime switching format that can readily be adjusted to reflect current financial uncertainty. 6. The sixth section provides conclusions.

Description: Fifth edition on the current state and future opportunity of the retirement market and how perceptions and concerns about retirement differ by province in China.

Description: This is the third report in a series on the current state and future opportunity of the retirement market in China. In this report, edition three of the series, you will learn about the increased longevity in China. Almost one third of those surveyed anticipate living to age 90 or older. As a result, China has a significant need for retirement planning. Educating consumers on their retirement options is key and it was found that 88% of those surveyed have engaged in at least one type of retirement planning activity.

Description: This is the fourth report in a series on the current state and future opportunity of the retirement market in China. In this report, edition four of the series, you will learn about the various options available to individuals to fund their retirement.

Description: This is the third report in a series on the current state and future opportunity of the retirement market in China. In this report, edition three of the series, you will learn about the increased longevity in China. Almost one third of those surveyed anticipate living to age 90 or older. As a result, China has a significant need for retirement planning. Educating consumers on their retirement options is key and it was found that 88% of those surveyed have engaged in at least one type of retirement planning activity.

Description: This paper is the final report in a project commissioned by the Society of Actuaries Social Security Committee. The paper considers a variety of possible risk classification factors that could be used in estimating the value of any mortality based benefit for retirees. As many countries consider mandatory individual retirement accounts as their answer to a secure Social Security system, the question arises as to whether all workers can get true 'market value' annuities when they retire. It is clear today that private sector life annuities are priced assuming that the applicant is healthy-very healthy. Very little underwriting or risk classification now exists in the individual annuity marketplace. This paper reviews 45 recent research papers that look at factors that affect mortality after retirement. In particular, factors that seem to be important in predicting retirement mortality include: age, gender, race and ethnicity, education, income, occupation, marital status, religion, health behaviors, smoking, alcohol, and obesity. For each factor, this paper gives highlights relative to the named factor of the impact expected from that variable as described in the 45 reviewed research papers.

Description: This is the first report in a series on the current state and future opportunity of the retirement market in China. This report, edition one of the series, summarizes the significant outcomes from the study. Also included in this edition is a retirement forecast outlining the drivers of change for China’s retirement market and the resulting opportunities.

Description: The Society of Actuaries Research Institute commissioned this study to highlight the leading emerging technologies that may significantly affect the actuarial profession over a three-year horizon. This study will act as a guide and a resource for actuaries or potential employers to identify the prospective tools to enhance or expand actuarial work, for people collaborating with actuaries who may be affected by these technologies, and for leaders looking to enable teams employing actuaries through the introduction of these tools.

Description: Full retirement market study of Latin America in Spanish.