Description: This session from the 1995 SOA Boston Meeting covers an update on the current status of the proposed new standard non-forfeiture law for life insurance. From the Record of the Society of Actuaries, Vol. 21, No. 4a.

Description: This session from the 1984 SOA Salt Lake City Meeting discusses the latest Exposure Draft of the Committee on Theory of Dividends and other Non-Guaranteed Elements in Life Insurance and Annuities and of other related developments in this area.

Description: Panelists discuss the implications of marketing ethics on smaller companies as they relate to large company sales practice litigation. From the Record of the Society of Actuaries, Vol. 23, No. 3.

Description: This section presents and summarizes major life insurance-related legal cases from 1956, including claims issues, contract interpretation and misrepresentation by applicants.

Description: This article provides an update on the development of model regulations for synthetic GICs and guaranteed separate account products.

Description: This session from the 1995 SOA New York City Meeting presents viewpoints from actuaries, marketers and regulators on proposed regulation of policy illustration and nonforfeiture requirements. The forum examines the proposed Actuarial Standards Board ASB Standard for Sales Illustrations. From the Record of the Society of Actuaries, Vol. 21, No. 2.

Description: This paper examines the following cases from 1963: 1.MISREPRESENTATION CHOICE OF LAW: Fleet Messenger Service v. Life Insurance Company of North America, 2. LIABILITY FOR NEGLIGENT DELAY CONFLICT of LAWS:Lowe's North Wilkesboro Hardware v. Fidelity Mutual Life Insurance Company, 3. MISREPRESENTATION SUBSTANDARD POLICY: Turner v. Manhattan Life Insurance Company, 4. AVIATION RESTRICTION DEATH BY DROWNING AFTER CRASH: Rauch vs. Underwriters at Lloyd's of London, 5. LIFE INSURANCE FEDERAL INCOME TAX-TAX EXEMPT INTEREST: Atlas Life Insurance Company vs. United States of America, 6. DIVIDEND LESS THAN ANNUAL PREMIUM- DUTY OF INSURER TO APPLY DlVIDEND: Simmons 9. Cambridge Savings Bank, 7. ACCIDENTAL MEANS HEART ATTACK CAUSED BY EXERTION: Linden Motor Freight Company v. Travelers Insurance Company

Description: This 1979 session is about Dividend Philosophy. Topics covered: 1. The Committee on Dividend Philosophy's report: a. Extending the recommendation to annuities and to par business of stock companies? b. Desirability of recognizing material differences in experience? c. Treatment of investment generation methods? 2. The Roles of the AAA and the CIA a. The development of further interpretive material. b. Actuarial certifications to management and for Annual Statement c. Caveats for dividend illustrations

Description: This 1980 session covers amendments to the SNL and SVL and the anticipated revision to the CSO Mortality Table. Questions discussed: 1. What changes can be expected in requirements in the1980's? 2. What changes in products design will likely emerge from these? 3. What will be the effect on future gross premium, cash value, and reserve levels? 4. Will these changes be compatible with all economic forecast scenarios? 5. Will these changes create a need for increased gross premium rates or for higher company surplus levels? 6. Should attention to solvency measures be increased? 7. Are the allowable valuation interest rates sufficiently liberal?

Description: This session from the 1984 SOA Toronto Meeting examines the current proposals, regulation and deregulation in the U.S. sector and Canada, The Baldwin-United problem and the implications for the life insurance framework in Canada. From Record of the Society of Actuaries Vol. 10. No. 4