Description: This report has been assembled by the Task Force as a comprehensive guide to practicing actuaries in evaluating the impact of AIDS on the solvency of life and health insurance companies in the US and Canada. From Transactions of Society of Actuaries 1988, Vol. 40, Pt. 2.

Description: There are growing concerns that the Asian bird flu virus will evolve into a form that can be transmitted from human to human, thus unleashing a new global flu pandemic. This article uses the Spanish flu epidemic and the German life insurance portfolio to analyze the additional claims expenditure due to a pandemic.

Description: 2021 ImpACT Conference - Session 5D: Data Science: The New Frontier for Evaluating Digital UW Evidence 10.26.21 Recording

Description: The SOA, with SCOR as the researcher, completed an experience study of post-level term (PLT) lapse and mortality. In the first part of this session, the presenters will cover the key findings of the traditional analysis regarding the shock lapse, the PLT lapse and mortality experience. The remainder of the session will focus on the results of the predictive modeling, which will provide further insights into policyholder behavior in the post-level term period.

Description: Panelists discuss statutory valuation issues associated with life insurance premium guarantees. Topics include actuarial opinion and X-factor analysis, 2001 CSO and mitigation strategies such as product design, reinsurance and securitization, session 30OF of the 2004 Valuation Actuary Symposium.

Description: This research report is the result of a second phase examination of the impact of VM-20 on life insurance product development.

Description: Necessity was the mother of invention last year in the life insurance industryas carriers rapidly implemented new underwriting programs to continue writing business in the face of logistical challenges and a global pandemic. In this session, the presenters will recap some of those challenges and the solutions carriers employed, then discuss how we can slow the pace and adopt a more proactive posture as we near the end of the pandemic. Cross-discipline perspectives will be shared on which pandemic solutions hold promise as lasting fixtures of our business along with key considerations to weigh when temporary accommodations become permanent paradigm shifts.

Description: 2021 Life Meeting - Session 8E: Insurance M&A Valuation Methodologies and Considerations 9.1.21 Recording

Description: 2021 Life Meeting - Session 8B: Proxy Discrimination in Life Insurance 9.1.21 Recording

Description: From session 63 PD at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999, Impact of Regulatory Uncertainty on Product Innovation. Also discussed is the impact of XXX on policy design and reserves. This is Charts 3 and 4 from that preentation. See separate document for narrative from the presentation.