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The Evolution of LTC/Life Combination Products
The Evolution of LTC/Life Combination Products The article summarizes some of the key changes in modeling ... for long term care combo products over the past 30+ years. The objective is to inspire an innovative spirit ...- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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FASB Long Duration Targeted Improvements Impact on VA and FIA Product Development and In-Force MaFASB Long Duration Targeted Improvements Impact on VA and FIA Product Development and In-Force Managementnagement
FASB Long Duration Targeted Improvements Impact on VA and FIA Product Development and In-Force MaFASB ... MaFASB Long Duration Targeted Improvements Impact on VA and FIA Product Development and In-Force Managementnagement ...- Authors: Kenneth Scott Birk, Yuan Tao
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities; Annuities>Equity-indexed annuities; Financial Reporting & Accounting; Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
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What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates
Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates Future mortality ... experience over the last decade suggests this might be an assumption that merits reconsideration in the United ...- Authors: Craig Reynolds, Aatman Dattani
- Date: Aug 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Product development - Life Insurance
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A Decade into Accelerated Underwriting: The New Normal for Advanced Risk Selection
Underwriting: The New Normal for Advanced Risk Selection A high-level summary of the results of Munich Re's ... Editors' Note: This article was previously published on the Munich Re Perspectives site. It is reprinted here ...- Authors: Lisa Seeman, David Goehrke
- Date: Aug 2023
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Underwriting - Life Insurance
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Confusing the Matrix: Part Deux
Confusing the Matrix: Part Deux This article details different methods for calculating mortality impact associated ... with two first principles approaches. The strengths and weaknesses of both approaches are discussed. By ...- Authors: Ryan Holt
- Date: Nov 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Accelerated underwriting
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Research on Waiver of Premium Riders
Research on Waiver of Premium Riders The Product Development Section has recently sponsored research ... research on waiver of premium and waiver of charges riders. Waiver riders are commonly offered as optional benefits ...- Authors: Jennifer Fleck
- Date: May 2019
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Disability; Experience Studies & Data>Waiver of premium
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Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct
Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct Accelerated underwriting expert ... gives a brief history of the confusion matrix and how its use came into the accelerated underwriting ...- Authors: Ryan Holt
- Date: Aug 2022
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Accelerated underwriting
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The Rise of Registered Index Linked Annuity (RILA) products
The Rise of Registered Index Linked Annuity (RILA) products Article discusses the mechanics of index-linked ... index-linked annuities and the growth of RILAs .small-text { font-size: 12px; } By Nicholas Carbo, David ...- Authors: Nicholas Carbo, David J Elliott , Ginaesan Sinnu
- Date: Aug 2022
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Annuities>Equity-indexed annuities
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Are Your Indexed UL Earnings Underperforming Pricing Expectations?
Underperforming Pricing Expectations? The article discusses the continued popularity of indexed UL insurance and possible ... expectations for the product. The article discusses several key items that may be the source of that underperformance ...- Authors: Nik Godon
- Date: Jan 2024
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Financial Reporting & Accounting; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
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Accelerated Alternatives and the Need for Monitoring in the Wake of COVID-19
Alternatives and the Need for Monitoring in the Wake of COVID-19 In the wake of the pandemic, much of the insurance ... have to break a few eggs to make an omelet, or so the saying goes. Clichéd though it may be, this home-spun ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Underwriting - Life Insurance