Description: This is a discussion about substandard mortality vs. standard mortality and the effects it will have on substandard premiums. Topics included: A. Statistical evidence on the trend of substandard mortality. Does it generally follow the trend of standard mortality? B. Effect this should have on substandard extra premiums. C. Does a lowering of substandard extras require any changes in underwriting rules, either as to the range of substandard classes or as to the ratings applied to some of the major impairments?

Description: This abstract describes a presentation that focuses on the mathematical underpinnings associated with the process of discounting future cash flows.

Description: This paper presents the general notion of a periodogram, following Elphinstone's approach. The paper then goes on to examine symmetric linear operators and their periodograms in preparation for the end discussion of periodograms of graduators.

Description: This discussion is about the effect of Commissioners 1961 Standard Group Life Insurance Premium Rate on the maximum amounts of insurance permitted without evidence of insurability and the extant of experience rating and risk charges in dividends. From Transactions of Society of Actuaries 1961 Vol. 13 Pt. 2

Description: Issue Introduction and editorial on how PAF tools and techniques can ease the angst of competing in the financial risk arena.

Description: Report on the proceedings of the 2010 Long Term Care Think Tank Session, whose goals were to discuss the major issues and challenges facing the LTC insurance industry, and to formulate action items and initiatives to help the industry move ahead. Focus was on understanding the needs & affordability capabilities of different market segments, the limited variety of product designs, shrinking distribution force, regulation and public policy, implications of the CLASS Act, and ideas for educating consumers and marketing products.

Description: This article discusses how catastrophe risk poses a unique challenge for smaller life insurers.

Description: Highlights of attending the 13th East Asian Actuarial Conference at the Westin Hotel in Bali, Indonesia on September 12-15, 2005. From International Section News, July 2005, Issue No. 36.

Description: This article is the second of a two-part series on international developments in the actuarial profession and professional organizations.

Description: Industry briefings and SOA news