Description: This article outlines industry practice and consideration for pricing acceleration-only riders to life insurance policies.

Description: Description of French long term care claim evaluation system

Description: This is an article about the sales process for long-term care insurance.

Description: From past to present, this article discusses what has happened in rate increase litigation, and how we got to where we are now. The article also discusses a possible "future" wave of rate increase litigation for insurers and counsel to be aware of as they move forward with rate increases in the future.

Description: The Health Section Council received an excellent response to its announcement last year that a special issue of its newsletter would be devoted to papers on long-term care insurance. Ten papers were received and published in the May issue.

Description: Column from the chairperson of the Long Term Care Section.

Description: An overview of the various track topics and sessions in the 9th Annual ILTCI Conference.

Description: The Congressional Budget Office reports that out-of-pocket expenses accounted for 19 percent of the total long-term care LTC expenses in the United States in 2006, and private LTC insurance accounted for only 8 percent of these expenses, which shows that Americans are underinsured for LTC expenses. While it is true that public programs like Medicaid and Medicare cover much of the nation’s LTC expenses 68 percent of the total LTC expenses in the United States in 2006, eligibility for these programs comes at a great cost to the individual.

Description: A discussion about how companies should monitor their LTC experience. What does the future hold? What metrics should they review and how frequently. These and other related topics are covered.

Description: This article discusses the pending Pension Protection Act and the opportunity it presents for products that combine LTC and Annuities.