Description: The goal of this paper is to further the discussion about the design and implementation of retirement income solutions in DC plans, to encourage plan sponsors to better meet the retirement security needs of millions of workers who do not participate in defined benefit plans. This paper provides alternatives and does not recommend specific solutions. The intended audience for this paper is policymakers and government regulators and those individuals and organizations who actively participate in discussing these topics with decision-makers at the government, financial institutions, and plan sponsors. These individuals and organizations are encouraged to use the material in this paper to help inform their discussions. Another potential audience includes DC plan sponsors who may want to proceed with implementing programs of retirement income before guidance is promulgated.

Description: This research report examines the ban of the use of genetic testing information in life insurance mortality.

Description: Investigate from many angles the variety of potential impacts of increasing inflation on actuarial products and services in the insurance and retirement industries.

Description: Read about the A Model of the Impact of Social Distancing on the Transmission Rate of a Communicable Virus.

Description: This report examines the risk associated with the unpredictable variation in utilization and cost of services.

Description: Excel file model of the Impact of Social Distancing on the Spread of a Communicable Virus.

Description: This web page contains links to the results of a literature search that explores pre-retirement influences on attitudes and decisions regarding retirement. The research study, conducted by Linda Smith Brothers, reviews sixty papers written since 1990, and summarizes their important points under seven topic areas. The seven topics addressed are: retirement trends, influences on the retirement decision, participation decisions, effects of employer–sponsored pension plans, effects of health, effects of stock, and effects of pension plans on employee attitudes and behaviors. An Excel workbook contains detailed reviews of the sources that were searched in the course of the study.

Description: The Society of Actuaries and the Retirement Income Institute, a project of the Alliance for Lifetime Income, are partnering to explore ideas and thoughts on identifying current and alternative means of achieving and measuring retirement income adequacy. In issuing this call for essays, the organizations aim to gather perspectives, opinions and data on how to advance the state of effective retirement planning to assist individuals, actuaries, financial advisors, employers and other stakeholders.