Description: Explores SOA and other research on shocks and unexpected expenses. Discusses impact of shocks and strategies for responses. Includes many focus group quotes.

Description: Explores SOA and other research on shocks and unexpected expenses. Discusses impact of shocks and strategies for responses. Includes many focus group quotes.

Description: A summary of potential future software-induced changes to the insurance industry, with a particular emphasis on machine vision technologies.

Description: The author highlights the unappreciated social challenge looming, the significant number of widows from the baby Boom generation. There are financial vehicles that address these risks but no easy answers to the added risks and expenses that women bear by having longer life expectancies.

Description: Read the September 2016 issue of Pension Section News published by the The Pension Section. Newsletters provide practical information for the working actuary, articles on trends that impact sections and news about section activities.

Description: The article is Part 1 of two articles that provide a case study for the development of a profitability and risk dashboard. The sample dashboard provides distilled information regarding actual to expected (A/E) ratios for key risks, agent quality scores and customer value scores. The dashboard would also provide the value of new business written, surplus strain, debit balances, and expected losses on debit balances at different levels, down to the agent level. A product mix index is provided, together with visual comparisons of key metrics to the company's business plan. The Part 2 article will add information to the dashboard regarding risk margins, target capital, and company value.

Description: MacGinnitie discusses how retirement may change in the 21st century. First, he discusses what forces are shaping current retirement trends and what might happen to redefine retirement in the 21st century. He then examines what this might mean for private pension systems, and how actuaries can adapt.

Description: A review of the Australian retirement incomes system and an assessment of necessary changes to improve its effectiveness.

Description: Provides highlights of the "How Americans Manage their Finances" study and relates results to other SOA research. Researcher for study is at University of Southern California and the SOA is partnering with the Social Security Administration.