Description: Panelists focus on how the confluence of cost-effective distribution, rapid new-business processing and products tailored for the middle-income market can lead to profitable sales of smaller policies and expanded mid-market penetration. From the 2002 Record of Society of Actuaries, Volume 28, No. 3. Session 123PD of the Boston Annual Meeting.

Description: This session discusses techniques that can be used for the designing, pricing and reserving of new long-term care [LTC] benefits. Included is a discussion on wellness benefits and options for traditional LTC insurance. From Record of Society of Actuaries, Vol. 30, No. 1, Session 97

Description: Presented at May 1996 Spring Meeting. This panel shows how underwriters can use technology to obtain low-cost/high-value underwriting information and dramatically improve productivity. New screening tests and modification of standards for international markets are also discussed.

Description: This 1978 session on individual life product development included discussion on: 1. Major revisions, reasons for change, innovative techniques, and problems. 2. New products and special considerations.

Description: Panelists discuss: [1] a way to study interest-rate risk using stochastic methods, [2] a conceptual framework needed to evaluate the suitability of an investment strategy for insurance liabilities, and [3] how one company [Capital Holding] develops investment strategies and asset/liability management policies. From the 1988 Record of Society of Actuaries, Vol. 14, No. 2.

Description: This session will provide an overview of recent developments from the perspective of an insurance company and an auditor.

Description: Discussion of LTC insurance product developments being spurred by recent demographic and regulatory trends, especially combination products such as LTC benefits with disability income, annuities, and life insurance. Several viable product styles are considered, along with the pros and cons of each.

Description: Discusses securitizing policyholder loans [PHLs], including the history, purpose, and benefits of such transactions. Then, using the example of Prudential's large $619 million PHL securitization, panelists discuss it from perspectives of the seller [Pru], actuarial cash flows of the PHLs being securitized, the securities issuer, and the marketing of the securities. From the 1988 Record of Society of Actuaries, Vol. 14, No. 3.

Description: Presented at October 1986 Annual Meeting. This session discussion is highlighting recent developments in the Chicago health care delivery system, the involvement of Chicago area HMOs, PPOs and insurers in the financing and delivery of health care services, and issues unique to the Chicago market as well as issues applicable to other geographical areas.

Description: Panelists discuss the development of actuarial rating models for defined contribution DC health plans. Topics include building appropriate models for these plans, determining assumptions for the models and monitoring actual experience versus expected model results. From the Record of the Society of Actuaries, Volume 29, No. 2, Session 83