Description: Discussion of the need to understand the implications of demographic and family diversity for the design of retirement programs. The design of retirement programs is a design of programs for the elderly, who are more often women, because women live longer and because their work histories often lead to reduced levels of pension and social security benefits.

Description: Slide deck from presentation given to Long-Term Care Discussion Group on February 28,2022.

Description: Various studies suggest that the baby boomers have not saved sufficiently to provide for their retirement (e.g., CIA 2007). It is anticipated that the baby boomers will have to liquidate some or all of their assets to supplement their retirement income. This paper estimates the likely size of the asset liquidation and estimates the impact that an asset liquidation of such magnitude may have on asset prices.

Description: This session provides attendees with information on the latest available retirement income products, advantages and disadvantages of each and the impact of the low interest rate environment on those products. From the Record of the Society of Actuaries, Volume 29, No. 3, Session 70pd.

Description: Scenario analysis for a pension plan is the process of assessing the effects of hypothetical events on the plan’s future financial position, providing tangible real-world examples of risks facing the plan. Long term risks for a pension plan can often feel abstract. Providing strong narratives around possible future events makes it easier for stakeholders to engage with these risks and potential mitigation strategies

Description: This article provides a general introduction to JRI, including details about the types of research areas it highlights, an explanation of its prior review policy, current calls for papers, and its social media efforts.

Description: This research paper investigates health care costs in the last year of life. This paper looks specifically at the issues of measurement of retiree health care costs when the baseline healthcare costs are measured in terms of the last year of life costs and maintenance costs.

Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of a survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys - Risk Management Survey Subcommittee. Both direct individual and group life insurance and reinsurance are included in the survey. The survey asked for information related to a company’s practices with respect to catastrophic events, concentration of risk, reinsurance as a risk management tool, and alignment of underwriting and pricing experience. The intent of the survey was to gather information on the many variations in risk management awareness and practices of U.S. companies surrounding their U.S. insurance life business.