Description: 1990 Valuation Actuary Symposium Proceedings that is a panel discussion on AIDS and the valuation actuary. In addition, the panel will discuss the cost of treating HIV infection at Empire Blue Cross and Blue Shield.

Description: This presentation discusses the use of Conditional Tail Expectation CTE as an alternative to other pension valuation methods.

Description: In this paper, the authors value three embedded guarantees in cash balance plans using option pricing fair valuation principles. Two of the guarantees are valued using a closed form adaptation of the Black-Scholes formula. The third guarantee is valued via a Monte-Carlo stochastic simulation of the risk- neutral interest rates process using a Hull-White interest rate model.

Description: This presentation is a concurrent session from the 1991 Meeting of the Society of Actuaries, held April 18-19 in New Orleans. The panelists discuss various topics and issues related to products marketed through the financial services industry, including the products sold and how they are distributed, the future of such marketing arrangements, whether banks and stockbrokers are a growth market, and the risks/returns to insurance companies. From the Record of Society of Actuaries, Volume 17, No. 1.

Description: This session from the 1983 SOA Spring Meeting covers individual disability including the definition of disability, occupational definitions, replacement ratios, social insurance offsets and contract provisions. It also reviews trends in product design and underwriting.

Description: This report contains the ongoing reporting of mortality experience under standard, fully underwritten life insurance policies for study years 2008–09.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1955 Society of Actuaries Eastern Spring Meeting, held March 24-25 in New York City. The article identifies the participants and summarizes each person’s comments. The participants discuss problems related to submitting data to the Committee on Experience under Individual Accident and Sickness Insurance, policy changes involving an increase in benefits insured, use of the ratio of actual to expected claims vs. the ratio of claims to premiums, and group valuation methods. From Transactions of Society of Actuaries 1955 Volume 7, Number 18.

Description: This article addresses the expected impact that the 2001 CSO table will have on pricing and product structure for UL plans.

Description: This panel discussion is from the 1991 Meeting of the Society of Actuaries, held May 16-17 in New York. The five speakers discuss product development trends for five different types of individual life insurance products: universal life, traditional life, term insurance, variable life, and multiple life plans. From the Record of Society of Actuaries, Volume 17, No. 2.

Description: This session from the 1984 Salt Lake City Meeting covers three Term Insurance Issues: : mortality and persistency, current trends in product design and the future outlook for term insurance.