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The Dinosaur of Health Care Reform - The Small to Medium Sized Company
300-life employer marketplace. We do not have individual health business; we are not a small group carrier ... large group, you must also write small-group and individual health coverage. That is not something that we ...- Authors: William R Ely, Norman E Hill, Stephen R Bosworth
- Date: Jun 1994
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Surplus Management
insurance market today, the money is in GICs and individual annuity products. If you want to accumulate assets ... by a private individual using public data, and the results published by such individual. The results ...- Authors: Robert J Callahan, Norman E Hill, Michael Sproule, William R Wellnitz
- Date: Oct 1990
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Capital management - Finance & Investments
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The Financial Reporter
the threshold for recognition under FIN 48, the valuation of the tax-basis reserves becomes an issue under ... guarantees in your company’s products (pricing and/or valuation), which of the following best describes the methodology ...- Authors: Richard H Browne, Robert Frasca, Norman E Hill, Christopher Perrin, Henry Siegel, Vincent Y Y Tsang, James Thompson
- Date: Mar 2007
- Publication Name: The Financial Reporter
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Should Smaller Insurance Companies Do Cash-Flow Testing?
been adopted. I thought that if I became their valuation actuary, I might later be asked to become their ... rely on loss ratios and even profit tests for individual products. I would say that you have to look ...- Authors: Larry Baber, Robert H Dreyer, Norman E Hill
- Date: May 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting
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Worksite Marketing
traditional group and individual lines of business. Definitions In worksite, individual life and health products ... force individual products into group situations, while still paying higher rates of individual commissions ...- Authors: Norman E Hill
- Date: Dec 1998
- Publication Name: Small Talk
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Equity for Existing Policy Owners
industry and environment affected equity? a. New valuation and nonforfeiture laws (lower premiums; tax advantages) ... or less. Second, policy loans are a matter of individual choice. The policy loan provision cannot be considered ...- Authors: Arnold Dicke, Norman E Hill, Richard Charles Murphy, James Reiskytl
- Date: Oct 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Recent Developments on Principle-Based Reserves (PBR)
Easton said that if a state doesn’t adopt the Valuation Manual (VM), but retains a formulaic reserve ... Torti’s argument may be refuted. New formu- laic valuation tables, such as the 2014 version for non-vari- ...- Authors: Norman E Hill
- Date: Sep 2013
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Small Talk
- Topics: Life Insurance>Reserves - Life Insurance
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Health Insurance from a Non-Actuary's Viewpoint
Insurance departments need to be players around the table as these issues are discussed and as reforms are ... by the government. People need to realize that individual rights need to be protected. There are no group ...- Authors: Norman E Hill, Peter LePort, William Carter Henning, Harold C Yancy
- Date: Apr 1992
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Big picture view
- Publication Name: Record of the Society of Actuaries
- Topics: Economics>Health economics; Health & Disability>Health care; Health & Disability>Health insurance; Public Policy
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The Actuarial Opinion Model Regulation AOMRTakes Center Stage
began with the 1990 amendments to the Standard Valuation Law (SVL) and Model Regulation, providing for ... deal” to present to the industry — relieve the valuation actuary of the burden of certification of compliance ...- Authors: Norman E Hill
- Date: Jun 2000
- Competency: External Forces & Industry Knowledge
- Publication Name: The Financial Reporter
- Topics: Financial Reporting & Accounting>Statutory accounting
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Generally Accepted Accounting Principles 'GAAP' Margins For Adverse Deviation
to be conservative, so pou cannot decrease the valuation premium, and reserves cannot be less than they ... things. First, these provisio=s should increase valuation net premiums over the amount that they would be ...- Authors: Kriss Cloninger, Douglas A Eckley, Norman E Hill, Floyd Martin
- Date: May 1985
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]