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  • Underwriting and Mortality
    BGA that we contract with essentially recruit individual, independent writing agents that funnel business ... preferred underwriting criteria, would be best for an individual client. In this capacity, the BGA acts as a selector ...

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    • Authors: David Atkinson, Warren Kleinsasser, Jess L Mast, STEVEN MACDONALD
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance
  • Current and Future Underwriting Issues
    before age 60-65. Blood pressure: A preferred risk table may look like: up to age 45, no greater than 135/85mm ... define two terms -- "predefined actions" and "individual judgement'. You can almost guess where I'm going ...

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    • Authors: Edward F McKernan, John Nigh, Michael J Rich, Gregg R Sadler, John E Tiller
    • Date: Oct 1988
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance
  • E-Commerce Series: Underwriting on the Internet
    bringing the power of the World Wide Web to today's individual investor." Second, customer service will become ... versus actual age and instead of moving people into table B. The development of tools to verify data post- ...

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    • Authors: Michael DuBois, John Yanko, Deborah Schmidt, Maureen C Zupan, Elizabeth Braswell, Hank George, John Gallo
    • Date: Jun 2000
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance; Technology & Applications>E-commerce
  • The Impact of Second-Hand Smoke
    If a cigarette is sitting in an ashtray on a table and nobody is smoking it, it's still emitting smoke ... Life Insurance Specialty Guide on Underwriting Individual Products. Mr. Jess L. Mast: I'm going to share ...

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    • Authors: Timothy Harris, Jess L Mast, Charlotte A Lee
    • Date: May 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health risks; Life Insurance>Underwriting - Life Insurance
  • Trends In Automated Underwriting
    two, so long-term-care insurance is now on the table. We're evaluating how we manage that process and ... on reducing overall cycle time and increasing individual capacity by eliminating redundant tasks.

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    • Authors: David Snell, Ernest A Testa, Hank George, John Gallo
    • Date: Oct 2001
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance
  • Underwriting Concepts for Actuaries: The Primer
    25 times standard, so the person will be rated a table 9, and that's $9. The impairment is not very prevalent ... Rick was talking about underwriting requirements, Table 1 shows what most companies do when they set their ...

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    • Authors: Application Administrator, Robert A Gabriel, Jeffrey S Marks, Michael Villa
    • Date: Jun 2000
    • Competency: Communication; Relationship Management>Relationships and trust; Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance
  • The Future Of Underwriting And Risk Classification
    This would entail: 1. Allowing us to test in individual life/health insurance; 2. Strong guarantees ... it or we allow it to whipsaw us, jeopardizing individual company solvency and the fundamental way we do ...

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    • Authors: Daniel Case, James W Dederer, Robert K Gleeson, Barbara Lautzenheiser, Richard Minck, John T Snore
    • Date: Oct 1986
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance; Public Policy
  • Nontraditional Approaches to Getting Underwritten Products Issued – Fast
    adequate. You see in the shaded column at the end, individual coverage is 80 percent of what it was in 1984 ... Insurance Source: LIMRA 1960 1984 1998 1998/1984 Individual - 62 50 81 Group - 54 52 96 Any Life Insurance ...

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    • Authors: Maria Thomson, Joseph E Paul
    • Date: Oct 2002
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
  • Beyond AIDS
    Splitters make essential distinctions between individual cases based on the whole risk. Lumpers arrive ... Of course there's no doubt -- if you have an individual who is HIV positive, she/he is not an insurable ...

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    • Authors: Melvin C McFall, Gregg R Sadler, Robert J Spellman, Henry C George
    • Date: Jun 1988
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Demography>Mortality - Demography; Life Insurance>Underwriting - Life Insurance
  • Underwriting Evolution
    smoking or maybe even obesity or something the individual can potentially control, but this is different ... The underwriter makes a decision about the individual risk and then generally spends some time on the ...

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    • Authors: James Atkins, Richard Braun, Marta Kushnir
    • Date: May 1996
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance; Technology & Applications>Software