Description: In this paper, methods are presented that allow the systematic graduation of multidimensional data subject to linear constraints. With these constraints the practitioner can impose limitations on the graduation that agree with prior knowledge. Discussions of this paper are included.

Description: View report on U.S. Population Mortality Observations – Updated with 2019 Experience.

Description: Presents credibility formulas that are designed to be specifically applicable to group insurance, and which are based on group size and are adjustable for changes in group membership, etc. The practical motivation and use of these formulas are discussed.

Description: The Experience Study Rate Errors paper discusses, in depth, the errors that arise from the use of two partial rate years, such as policy years or years of age, to cover one calendar year.

Description: The Individual Life Experience Committee has completed their latest report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This includes study years 2009-2015.

Description: The Society of Actuaries' Long-Term Care Insurance Experience Committee is soliciting information on long-term care policies for both incidence lapse mortality and claim terminations from January 1, 2000 through December 31, 2011.

Description: This report presents a new set of select and ultimate expected individual life insurance lapse tables, based on inter-company experience of standard ordinary business between 1971-1972 policy anniversaries. Discussion includes overview of how the data was collected and how the tables were constructed and how they should be applied in practice.

Description: Listing of the members of various committees in 1958. From Transactions of Society of Actuaries, 1958 Reports.

Description: Table of Contents of 1958 Reports of Mortality and Morbidity Experience.

Description: Life insurance industry use experience studies to manage and monitor their blocks of business. The purpose of this paper is to provide an overview of the data cleansing and validation role specific to the life insurance experience study process.