Description: This paper provides an outline of the pricing methodology used by Blue Cross and Blue Shield of Virginia which incorporates trend analysis by trend component. From Actuarial Research Clearing House 1993, VOL. 3.

Description: Panelists at this session of the SOA 1995 Vancouver Spring Meeting debate the pros and cons of Medical Savings Accounts [MSA]. Viewpoints on the effectiveness of MSAs, expected changes in medical consumer behavior, anticipated cost savings, and other topics are discussed.

Description: This literature guide provides a basic grounding for product development actuaries.

Description: Panelists discuss the different aspects of contract reserves for medical products under both the statutory and the GAAP requirements. Session 23PD of the 2005 Valuation Actuary Symposium.

Description: Discusses claim reserves for group long-term disability [GLTD], group medical insurance, and small-group [under 25 lives] medical and dental insurance. Session 9 of the 1991 Valuation Actuary Symposium.

Description: This paper describes a new major medical policy from The Equitable. The author describes the policy and discusses anticipated claims experience and the calculation of gross premiums. From Transactions of Society of Actuaries 1955 Volume 7, Number 17.

Description: Panelists at this session of the SOA 1989 Chicago Spring Meeting discuss Health Maintenance Organizaions [HMOs] including their hisotry, the marketplace, physician structures and relationships with HMOs, cost control issues and the future of HMOs.

Description: This is a discussion of the medical loss ratio, the confusion and debate over the calculation method under the new MLR requirement, and the opportunities it presents to consulting actuaries.

Description: This is a panel discussion of underwriting, pricing and societal considerations in insuring risks such as financial guarantees, product and professional liability, workers' compensation benefits, unemployment benefits, and others in a changing social and economic environment.

Description: Milliman performed an analysis of 894 uses of the checking service on individual medical health insurance applications to gain a better understanding of its protective value. From Health Watch Newsletter, September 2006, Issue No. 53.