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  • Actuarial Guideline 51 Impacts to Regulatory View of Current Predominating LTC Risks
    guideline does not disallow the use of Gross Premium Valuation (GPV) tra- ditionally used to demonstrate adequacy ... unsure about. In 2017, the NAIC’s Long-Term Care Valuation Subgroup, a subgroup of the Health Actuarial ...

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    • Authors: Rhonda Ahrens, Frederick James Andersen
    • Date: Dec 2018
    • Competency: Results-Oriented Solutions>Actionable recommendations; Strategic Insight and Integration>Big picture view; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Best practices; Enterprise Risk Management>Financial management; Enterprise Risk Management>Risk categories; Enterprise Risk Management>Risk measurement - ERM; Experience Studies & Data>Long-term care - Experience Studies & Data; Experience Studies & Data>Morbidity; Experience Studies & Data>Mortality; Long-term Care>Long-term care insurance
  • Do Individuals Make Sensible Health Insurance Decisions
    premium: $930 By selecting Plan A over Plan B, an individual would pay an additional $638 in annual premium ... product actuaries working in both the group and individual markets. EMPIRICAL EVIDENCE OF POOR HEALTH ...

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    • Authors: Alexander Leung, Jonah Yearick, Randy P Herman
    • Date: Nov 2016
    • Competency: External Forces & Industry Knowledge; Results-Oriented Solutions>Actionable recommendations; Strategic Insight and Integration>Strategy development
    • Publication Name: Health Watch
    • Topics: Economics>Behavioral economics; Economics>Health economics; Health & Disability>Health insurance; Technology & Applications>E-commerce
  • Targeted Improvements—Illustrated Universal Life Earnings
    EDs are valued at fair value using risk neutral valuation tech- niques. Insurance risk benefits are valued ... assumptions consistent with those used for DAC valuation (real-world economic assumptions). FAIR VALUE ...

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    • Authors: Steven Malerich
    • Date: Jun 2017
    • Competency: Results-Oriented Solutions>Actionable recommendations; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Life Insurance>Universal life
  • An Efficient Statistical Estimator for Validating Life Expectancy Reports in the Life Settlements Market
    accepted mortality tables, such as the Valuation Basic Table(s) developed and published by the Society ... substandard population as a result. The basic table underestimates the mortality for such a group, ...

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    • Date: Jun 2015
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Results-Oriented Solutions>Actionable recommendations
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Underwriting - Life Insurance
  • The Impact of Obesity and Diabetes on LTC Disability and Mortality: Population Estimates from the National Long-Term Care Survey
    IADL has a cognitive component such that an individual who could successfully complete all nine without ... without “substantial assis- tance” from another individual, for at least 90 days due to a loss of functional ...

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    • Authors: P J Stallard
    • Date: Sep 2011
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Results-Oriented Solutions>Actionable recommendations; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Long-Term Care News
    • Topics: Experience Studies & Data>Disability; Experience Studies & Data>Mortality; Health & Disability>Chronic health management - Health & Disability; Modeling & Statistical Methods>Data mining; Modeling & Statistical Methods>Estimation methods
  • There's More to Life Than Exams - Finding a Balance
    There's More to Life Than Exams - Finding a Balance Discussion of the need to find a balance ... achieve it. N/A; <!-- InstanceBeginEditable name="Table" --> There's more to life than exams--finding a ...

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    • Authors: ERIK MICHAEL SUMMERS
    • Date: Jun 2005
    • Competency: Results-Oriented Solutions>Actionable recommendations
    • Publication Name: Expanding Horizons
    • Topics: Actuarial Profession>Best practices
  • Long-Term Care Insurance Coverage:Educating Clients and Evaluating ItsMerits as an InvestmentAn Actuary’s Solution to the Consumer’s Dilemma
    the prospects of different assets classes or individual securities by comparing the potential gain from ... and actuarial assumptions for a couple or an individual include date of birth, life expectancy and location ...

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    • Authors: William A Dreher
    • Date: Dec 2004
    • Competency: Communication>Persuasive communication; Results-Oriented Solutions>Actionable recommendations; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • What is Required to Improve Retirement Income Security?
    completely rational response to the employee valuation and balance sheet issues. PLAN SPONSORS WILL ... 7 I wish to emphasize at the outset that this table says nothing about the economic cost/benefit of ...

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    • Authors: Paul Donahue
    • Date: Sep 2015
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Results-Oriented Solutions>Actionable recommendations; Strategic Insight and Integration>Influence decisions; Strategic Insight and Integration>Strategy development
    • Publication Name: Pension Section News
    • Topics: Pensions & Retirement>Defined contribution and 401k plans; Pensions & Retirement>Pension legislation and regulation; Pensions & Retirement>Plan design; Public Policy
  • Premiums in Regional Health Alliances Under the Clinton Administration&#39;s Proposed Health Security Act
    premium estimates are presented side by side in Table I on the next page. Annual and monthly premiums ... divided by 12. The chart on the page following Table 1 graphically shows our estimates of the monthly ...

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    • Authors: P Anthony Hammond
    • Date: Jan 1995
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Results-Oriented Solutions>Actionable recommendations
    • Publication Name: Actuarial Research Clearing House
    • Topics: Economics>Health economics; Public Policy; Public Policy
  • The Medicare Advantage 5-Star Rating Program and Its Implications for Actuaries
    payment percentages by star rat- ing are shown in the table in Figure 1. The percentage of the savings a plan ... rebate percentages by star rating are shown in the table in Figure 2. Special rules apply to low-enrollment ...

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    • Authors: Adrian L Clark, Gabriela Dieguez, Bradley James Piper
    • Date: May 2012
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Results-Oriented Solutions>Actionable recommendations; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Health Watch
    • Topics: Health & Disability>Health insurance; Health & Disability>Payment models; Public Policy