Description: This session at the SOA 1990 Annual Meeting addresses pricing inadequacies that are perceived throughout the industry. Concerns are expressed about assumptions, lack of experience studies, surplus levels, and replacements.

Description: This session from the 1995 Spring Meeting covers the design and development issues of 'Last to Die' policies, the applicability of reinsurance, capacity problems, and theoretical versus practical pricing considerations. From the Record of the Society of Actuaries, Vol. 21, No. 1.

Description: This discussion on premium differentials examines if a graduation of premium rates by policy size is feasible or desirable as well as if it is practical to give lower premium rates to females.

Description: Presented at May 1996 Spring Meeting. This session offers a retrospective and prospective look at the development of actuarial pricing models and technology tools.

Description: This 1978 session discussed ADJUSTABLE LIFE PRODUCTS including: 1. Problems encountered in the planning, development, implementation and maintenance stages. 2. Product-design features. 3. Strengths and limitations. 4. Administrative systems and procedures. 5. Pricing. 6. Nonforfeiture values and reserves. 7. Marketing. 8. Sales results.

Description: This discussion is on selected individual life topics such as: competitive pressures preferred risk/non-smoker policies and the impact of the field force on product design.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1957 Society of Actuaries Eastern Spring Meeting, held March 21-22 in New York City. The article identifies the participants and summarizes each person’s comments. The participants discuss varying premium rates by policy size and sex, including regulatory requirements and practical issues. Expense trends are also discussed, and their relationship to average policy size and premium structure graded by policy amount. From Transactions of Society of Actuaries 1957 Volume 9, Number 24.

Description: Panel discussion of the following topics: A. Recent revisions been made in the mortality, interest, and expense assumptions upon which life insurance premium rates are based. B. Factors considered in recent revisions of premium rates for substandard risks. C. The extent to which deficiency reserves been required as a result of recent decreases in nonparticipating premium rates for life insurance D. Recent changes in disability premium rates for women.

Description: This session at the SOA 1990 San Francisco Spring Meeting is about improving the product development process, in particular, getting the proper product to the proper market as quickly as possible. Macro-pricing is explained and discussed.

Description: Presented at September 1994 Valuation Actuary Symposium. Discusses the differences in modeling separate account products vs. general account products.