Description: The Society's vision is for actuaries to be recognized as the leading professionals in the modeling and management of financial risk and contingent events. To that end, this column will regularly update members on the latest initiatives underway aimed at helping us realize this vision.

Description: 2021 ImpACT Conference - Session 6E: Impact of New UW Data Sources and Tools 10.27.21 Recording

Description: 2021 ImpACT Conference -Session 9A: Ethics for Pension Actuaries 10.28.21 Recording

Description: 2021 ImpACT Conference - Session 11E: Real World ESGs and the NAIC's ESG Project 10.28.21 Recording

Description: The Society of Actuaries has developed and released a health care forecast model to illustrate the potential impact of the COVID-19 outbreak on insurance plan health care costs in the United States. Users of the model may include insurance company actuaries seeking an additional reference point for 2021 cost development, regulatory actuaries seeking additional insights and validation of costs as part of rating submissions for 2021, and insurance purchasers seeking a deeper understanding of the forces driving 2021 health care costs and premiums. The model is not intended as a replacement for existing modeling tools developed by insurers or regulators. Rather, the model’s primary purpose is to illustrate the key outbreak-related forces that are affecting the trajectory of health care costs. In addition the model can provide a common reference point to facilitate dialogue with respect to the regulatory review of 2021 health insurance rate filings.

Description: This web page contains links to research reports and other information useful to actuaries and other professionals with an interest in modeling and conducting research regarding individual financial risks and needs after retirement.

Description: Perspectives on SOA Post-Retirement Risk Research and What It Tells About Implications of Long Life

Description: Universal Life with Secondary Guarantees (ULSG) was first introduced in the late 1990's as low-cost, long-term death benefit protection. As this business ages, writers are experiencing pressured earnings from emerging experience, secondary markets for insurance products and low interest rates. In response, writers are sharpening their pencils on experience analysis and risk management with an eye for opportunities to increase the performance of their blocks.

Description: This study aims to explore the evolution of and trends in how consumers from younger generations understand, investigate, and purchase private insurance plans.