Description: Recently, the SCAN Foundation, AARP, LeadingAge, and HHS funded economic modeling conducted by Milliman and the Urban Institute around LTC reform elements. The LTC industry has over the years also generated ideas to address the on-coming expansion of LTC needs in the U.S. For this article, we have brought together three individuals who have long involvement with LTC financing to discuss some of the recent ideas and provide some perspectives on their pluses and minuses.

Description: This article discusses impact of Life Line Screenings on LTC policyholder claims results.

Description: Article discusses the failure of the CLASS Act, and examines the use of the LTCI Partnership Program, to meet the needs of middle-market consumers.

Description: This article highlights several innovative ideas in the LTC insurance industry that were discussed at the 2016 ILTCI Conference, including: LifeStage LTC, insurance linked to wearable devices, repackaging existing LTC, retirement accounts, and "uberfication" of home health care.

Description: Recently, the SCAN Foundation, AARP, LeadingAge, and HHS funded economic modeling conducted by Milliman and the Urban Institute around LTC reform elements. The LTC industry has over the years also generated ideas to address the on-coming expansion of LTC needs in the U.S. For this article, we have brought together three individuals who have long involvement with LTC financing to discuss some of the recent ideas and provide some perspectives on their pluses and minuses.

Description: This is an article about the sales process for long-term care insurance.

Description: Newsletters provide practical information for the working actuary, articles on trends that impact sections and news about section activities.

Description: This article provides a high-level overview of the 2016 Intercompany Long-Term Care Insurance (ILTCI) Conference. The article contains a summary of all conference activities, including various networking and educational opportunities. The main objective of the conference is to provide an information sharing and collaborative environment for insurance professionals, regulatory authorities, insurance educational institutes, actuaries and other special groups with an interest in long-term care (LTC) insurance.

Description: The long-term care insurance industry today faces unprecedented opportunities for growth. As the oldest baby boomers approach age 65, Medicaid eligibility standards continue to become more restrictive; state publicprivate partnership programs proliferate throughout the country; and combination products become more appealing to consumers in light of the tax code changes in the Pension Protection Act of 2006.

Description: The LTC insurance sector faces a crisis of credibility due to recent company failures. Market evidence indicates reduced confidence in the reserve sufficiency of companies with large legacy LTC exposures. Disclosures show the persistence of problematic actuarial and investment return assumptions. Institutional backstops exist but vary by jurisdiction and have elements which can exacerbate rather than ameliorate problems. Fortunately, LTC liabilities accrue over long time periods. An industry supported incentive structure can be conceived that would establish stronger standards and encourage greater reserving in exchange for a more reliable and rational backstop.