Description: This session took place at the Society of Actuaries Spring 1975 Meeting in Los Angeles, held in March. The presenters highlight the objectives of a compensation system, the impact on the consumer, and the changes that will be expected as a result of current consumerism and regulatory action.

Description: This presentation is a concurrent session from the Society of Actuaries Meeting held May 18-19, 1978 in Dearborn, Michigan. The panelists discuss the implications of the Privacy Study Commission's recommendations, legislative developments, the Academy Task Force Report on Risk Classification, the question of whether the profession should we take an amicus curiae position in risk classification court cases, and whether traditional state anti-discrimination laws need to be made more specific. Discussion from Participants is included. From the Record of Society of Actuaries, Volume 4, No. 2.

Description: This session from the 1995 SOA Boston Meeting Panelists will review the Canadian experience in adopting dynamic solvency testing DST and the impact of DST on how companies do business, changes which have been made and the changes suggested to the DST. From the Record of the Society of Actuaries, Vol. 21, No. 4a.

Description: Review of non public options to finance care including personal savings, revers mortgages, family care and private insurance.

Description: This presentation was made at the 1975 SOA Los Angeles Spring Meeting. It addressed regulations relating to disclosure and cost comparison, equal opportunities and human rights legislation and impact on ways of doing business.

Description: 1994 SOA Meeting, San Francisco. This session reviewed the state of developments on the draft of the NAIC Model Investment Law.

Description: This panel addressed the multitude of issues companies face as banks and insurers become partners. Panelists discussed: 1. Legal issues surrounding mergers of banks and insurers, including the focus of federal regulators. 2. Recent applications by insurers for thrift charters and acquisitions of thrifts. 3. Successful bancassurance models in other parts of the world and best practices applicable in the U.S. 4. U.S. bank distribution models. 5. Financial implications of the manufacturers and distributors having the same parent, including impact on product development, underwriting, and transfer pricing. 6. Impact on carriers relying on banks for distribution when those banks merge with other carriers.

Description: This session from the 1992 Valuation Actuary Symposium focuses on Risk-Based Capital issues and the important points concerning A.M. Best's view of leverage and capital adequacy in the review process.

Description: This 1978 panel discussion is about personal casualty lines on a group basis. It focused on: 1. The traditional approaches of group life and health versus individual policies for fire and casualty 2. Problems in product design and underwriting, and 3. The impact of federal income tax laws. 4. Regulatory constraints. The discussions were primarily on personal automobile insurance.

Description: 2011 Enterprise Risk Management Symposium, Chicago. The stated goal of this paper is to describe the general idea of risk appetite, its implementation framework and the process to set it within a bank with a strong focus on the interactions with other processes such as planning and control, performance evaluation and communication.