Description: The financial sector should provide financial security and allocate capital well. As its preeminent professionals actuaries have particular responsibilities.

Description: The 2021 Society of Actuaries Generations Survey offers results by race and ethnicity. This article is an interview with Alan Newsome and shares the results of the survey as well as broader issues to understand the differences in retirement security by race and ethnicity. It documents that there are major differences, and that the COVID-19 pandemic affected different groups very differently. It also raises issues related to societal conditions.

Description: Discussion of the recent promulgation of the mega rule interpreting HIPAA and GINA and the potential impact of the mega rule on long-term care insurers' use of genetic information in underwriting coverage.

Description: SOA Committee on Post-Retirement Needs and Risk by Anna M. Rappaport from Long-Term Care Newsletter, December 2002, Issue No. 7.

Description: The most popular term product, guaranteed level premium term typically, with level premiums for 10, 20 or 30-years has basic reserves under 1980 CSO that are significantly larger than needed. The 2001 CSO may provide substantial relief from these excess reserves. This article discusses how much impact on profits this relief may provide.

Description: Article from Risk Management Newsletter, November 2005, Issue 6 on the elicitation and elucidation of risk preferences. The report’s intent is to raise awareness of the benefits of formally eliciting risk preferences for a company. This effort can lead to a mutually agreed upon framework for evaluating potential trategies. Introductions to techniques and references are provided to aid interested readers in pursuing the subject further.

Description: In 1986, the Society of Actuaries identified a number of external trends that could have a substantial impact on future retirement patterns. An analysis of demographic trends clearly indicated that more people would be reaching older ages and that they would live longer.

Description: The author summarizes her experience participating as an expert as part of a forum that was launched to give the public a neutral avenue through which to express views on the U.S. Social Security program and possible reforms. This particular forum focused on women's issues with respect to Social Security.