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  • Line-of-Business Management for Long-Term-Care Insurance
    Line-of-Business Management for Long-Term-Care Insurance Panelists discuss the characteristics ... sions;Demographics;Health reserves;Insurance valuation tables;Lapse rates=Lapses;Long-term care=LTC;Long-term ...

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    • Authors: Robert Yee, Andrew Herman, Deborah A Grant, Craig Shigeno
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Incorporate risk management
    • Publication Name: Record of the Society of Actuaries
    • Topics: Demography>Longevity; Experience Studies & Data>Long-term care - Experience Studies & Data; Long-term Care; Long-term Care>Long-term care insurance
  • Understanding Secondary Differences in LTC Experiences
    carriers that are varying the rates by gender in the individual marketplace at least. Long-term-care claim costs ... a company actuary, particularly if you are a valuation actuary, you should consider varying the morbidity ...

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    • Authors: Application Administrator, Andrew Herman, P J Stallard, John Timmerberg
    • Date: Jun 2002
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Long-term care - Experience Studies & Data
  • LTCI Product Pricing Discussion
    assumption set, a pricing assump- tion set, and a valuation assumption set, and none of them really had any ... Herman PAGE 9SEPTEMBER1999 LONG-TERM CARE valuation interest rate in the filing lifetime loss ratio ...

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    • Authors: Andrew Herman
    • Date: Sep 1999
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance
  • What to do with Older LTC Insurance Policies
    John will lead off. MR. JOHN LEO TIMMERBERG: Table 1 is an attention-grabber. What would you do with ... increase. This is what I'm going to talk about. Table 1 Duration Actual Loss Ratio 1 63% 2 101% 3 ...

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    • Authors: Application Administrator, Andrew Herman, John Timmerberg, Mark S Dinsmore
    • Date: Jun 2003
    • Competency: Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
  • Trends in Long-Term-Care Product Design and Pricing Issues
    including pricing and product development, valuation, experience studies, financial analysis, actuarial ... About a month ago I did a review of 14 top individual LTC insurance carriers. I ignored the group ...

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    • Authors: Robert Yee, Roger L Martin, Andrew Herman
    • Date: Jun 1999
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance
  • Long-Term Care, September 1999, Issue No. 1
    NAIC’s Filing of Rates For Additional Benefit Individual and Group Health Insurance Forms Model Regulation ... assumption set, a pricing assump- tion set, and a valuation assumption set, and none of them really had any ...

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    • Authors: Application Administrator, Donald Charsky, James Glickman, Bartley L Munson, William C Weller, Andrew Herman, Jerry Elsea
    • Date: Sep 1999
    • Publication Name: Long-Term Care News
  • Actuarial Techniques Surrounding Innovative LTC Benefits
    premium, gross premium may produce increasing valuation net premiums and also relatively higher reserves ... they're up and awake. It can be accessed from the individual to the health provider or vice-versa. They can ...

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    • Authors: Timothy Hale, Robert Yee, Andrew Herman, Deborah A Grant
    • Date: May 2004
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
  • Underwriting the Long-Term-Care Insurance Risk
    agent does not fill out an application with the individual at all? MR. ROWLEY: The agent would ask three ... I don't think I like that idea, especially on individual LTC sales. I think the agent should be involved ...

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    • Authors: Andrew Herman, Amy Pahl, Gary Jacobs, Stephen Rowley
    • Date: May 2001
    • Competency: Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
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