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Coinsurance for Long-term Care: Another Viable Benefit Reduction Option for Rate Increases?
mortality reflected the 2012 Individual Annuitant Mortality (IAM) Basic table. The voluntary lapse assumptions ... and opinions expressed herein are those of the individual authors and are not necessarily those of the ...- Authors: Courtney Williamson
- Date: May 2022
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care; Long-term Care>Long-term care insurance; Long-term Care>Long-term care innovation; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care
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Nonforfeiture Benefits and Long-Term Care Rate Increases: What is the Financial Impact on Insurers That Offer Nonforfeiture?
various durations and levels of rate increase. The table below provides the present value of future profit ... In this illustration, when looked at on an individual basis, the “shock lapse” is always the most ...- Authors: Missy Gordon, Courtney Williamson
- Date: Dec 2016
- Competency: Strategic Insight and Integration>Strategy development
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance