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  • Cumulative Antiselection Theory
    irreversible increase in loss ratios on mature blocks of individual health insurance policies. The author, William ... author’s review of discussion. Antiselection;Individual health plans; 8290 10/1/1982 12:00:00 AM ...

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    • Authors: Application Administrator, Charles Habeck, Francis T O'Grady, Claude Y Paquin
    • Date: Oct 1982
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Topics: Health & Disability>Health insurance
  • Development of the 1974 Medical Expense Tables
    were prepared for use in the statutory valuation of individual hospital and medical insurance policies ... Conference Modification of the Class I I I Disability Table. Task Force 4 also described thetypes of policies ...

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    • Authors: E Paul Barnhart, Phyllis Doran, Charles Habeck, Anthony J Houghton, Francis T O'Grady, Ronald M Wolf, Lee Zinzow
    • Date: Oct 1978
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data
  • Loss Ratio Analysis
    indicated in the program, Joe Pharr's paper, 'The Individual Health Insurance Loss Ratio' is to be discussed ... distortions ccamlcnly enoountered in the use of individual aocident & health loss ratios. These ratios are ...

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    • Authors: Charles Habeck, Paul Janus, Francis T O'Grady, Robert Shapland
    • Date: Jun 1980
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • Health Insurance Section Formation
    experience studies. I will restrict my comments to the individual health studies, though you will appreciate, of ... and (9) the preparation of the report. The last individual health medical expense study had ten contributing ...

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    • Authors: Kiran Desai, Alan N Ferguson, Charles Habeck, William Hezzelwood, Spencer Koppel, Francis T O'Grady, Peter Thexton, PAUL MICHAEL BARNHART
    • Date: Oct 1981
    • Competency: Professional Values
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Professional associations