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Unpacking Predictive Analytics for the Long-Term Care Insurance Industry: How New Approaches to Model Visualization Can Support Greater Understanding of Results
assumptions for the purposes of reserving, rating, and valuation. These techniques avoid some of the disadvantages ... policyholder. Figure 1 A SHAP waterfall graph for an individual policyholder In Figure 1, the SHAP waterfall ...- Authors: Joseph Long, Missy Gordon, Michael Bergerson, John Hebig
- Date: Feb 2021
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Long-Term Care News
- Topics: Predictive Analytics; Long-term Care>Incidence - Long-term Care
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Detail Matters: Level vs. Relative Premium Increases and Their Effect on Actuarial Equivalence in Long-Term Care Insurance
coverage should be consis- tent with the approved rate table. In theory, absent variation for competition and ... Matters: Level vs. Relative Premium Increases ... Table 1 examines cohorts within the block to determine ...- Authors: John Hebig, Michael Bergerson
- Date: Apr 2017
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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Reflections on a Year of Podcasts
Reflections on a Year of Podcasts In this article, John summarizes the conversations he has had ... and opinions expressed herein are those of the individual authors and are not necessarily those of the ...
- Authors: John Hebig
- Date: Apr 2021
- Publication Name: Long-Term Care News
- Topics: Long-term Care
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Highlights from a Rate Increase Survey
filings, comprising more than 1,000 submissions to individual states. Full survey findings will be available ... and opinions expressed herein are those of the individual authors and are not necessarily those of the ...
- Authors: John Hebig
- Date: Jan 2022
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Topics: Long-term Care; Long-term Care>Long-term care insurance; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care
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Benefit Reductions to Offset LTC Premium Increases: Evaluating Options
FROM PAGE 3 sistent with the approved rate table. Each rate in the current rate schedule represents ... protection. The table in Figure 1 shows the results for a policy issued at age 65 and the table in Figure ...- Authors: John Hebig
- Date: Aug 2015
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance