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  • Analysis of Mortality Experience Under Variable and Fixed Individual Annuities During the Deferred [Accumulation] Period
    Mortality Experience Under Variable and Fixed Individual Annuities During the Deferred [Accumulation] ... Society of Actuaries [SOA] ‘Experience Studies – Individual Annuities,’ was prepared by the SOA Task Force ...

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    • Authors: Application Administrator, Thomas Campbell, Abraham Gootzeit, Peter Gourley, Robert J Johansen, Michael Pado, Stephen Preston, Timothy J Ruark
    • Date: Aug 2006
  • It's 11 O'Clock - Do You Know Where Your Data Is?
    with Manulife since 1992 and has experience in valuation, reinsurance pricing, and marketing, as well as ... an extensive reinsurance, product development, valuation, law, compliance systems, and finance background ...

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    • Authors: John P Carroll, Alice B Goldstein, Michael Pado, Steven Andrew Finch, Nathanial B Wallman
    • Date: Oct 1999
    • Competency: Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Technology & Applications>Data warehousing
  • Guaranteed Minimum Death Benefits GMDB - Reserving, Modeling, and Investment Implications
    Guaranteed Minimum Death Benefits GMDB - Reserving, Modeling, and Investment Implications In session ... Society of Actuaries, Vol. 23, No. 3. Annuity valuation;Asset modeling;Generally Accepted Accounting ...

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    • Authors: Michael Pado, Lilia Sham, Darin Zimmerman
    • Date: Oct 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Financial Reporting & Accounting
  • Reinsurance from the Ceding Company's Viewpoint
    or 12%. So now let's get right into the survey (Table 1 ). We started off with general informa- tion, ... question is, but I'm not going to mention that. TABLE 1 1. /n what region of the country is your company ...

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    • Authors: John E Bailey, Johanna B Becker, Ronald Klein, Denis W Loring, Michael Pado, James W Pilgrim, Paul A Schuster, Harold R Sherry, Manuel Villa, Melvin B. Dunn
    • Date: Oct 1992
    • Competency: Relationship Management>Relationships and trust; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Reinsurance>Life reinsurance; Reinsurance>Marketing and distribution - Reinsurance
  • Variable Annuity Guaranteed Minimum Death Benefits
    characteristics that are germane to each of the individual funds. Now the movements among the different ... standard assumptions for all sorts of other things. Table 1 shows major fund assumptions. We're looking at ...

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    • Authors: Abraham Gootzeit, Philip Johnson, Michael Pado
    • Date: May 1995
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Reinsurance
  • Using Reinsurance to Manage Guaranteed Minimum Death Benefits, Income Benefits, and Maturity Benefits on Variable Annuities
    think about antiselection. It's nice to use a table that you're comfortable with and not feel you ... benefit, and they're important throughout the valuation period because claims can occur at any time ...

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    • Authors: Michael Pado, Timothy J Ruark, Jean-Francois Lemay
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Reinsurance
  • Has the Reinsurance Market Benefited from Consolidation?
    companies in the U.S. life reinsurance industry (Table 1). Transamerica is at the top of the list, with ... Market Benefited from Consolidation? _ TABLE 1 1997 INDIVIDUAL LIFE REINSURANCE MARKET SHARE IN THE U ...

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    • Authors: J Luther, Michael Pado, Michael Barnhart
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Reinsurance
  • Famous Reinsurance Disasters
    Famous ... as many divisions as there are SOA sections: individual insurance, investment, pensions, reinsurance ... below). Table 1 shows the first round of what happens when a claim comes in. Table 1 “A” ...

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    • Authors: David Atkinson, Fazli M Datoo, Michael Pado, John E Tiller
    • Date: Oct 2003
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Reinsurance
  • A Discussion on the State of Life Reinsurance: Part II
    A Discussion on the State of Life Reinsurance: Part II The second of two parts of a roundtable discussion, ... who by the way have no economics scheme on the table, are more accurate than the underwriters of the ...

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    • Authors: Kin K Gee, Gaetano Geretto, Jay A Novik, Michael Pado, Melville J Young
    • Date: Dec 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Actuary Magazine
    • Topics: Reinsurance>Life reinsurance
  • A Discussion on the State of Life Reinsurance
    A Discussion on the State of Life Reinsurance The first of two parts of a roundtable discussion, ... You're referring to the individual risk capacity issue? Mel: Yes, individual risk capacity. Another major ...

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    • Authors: Kin K Gee, Gaetano Geretto, Jay A Novik, Michael Pado, Melville J Young
    • Date: Oct 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Actuary Magazine
    • Topics: Reinsurance>Life reinsurance