Description: This panel discussion is from the 1991 Meeting of the Society of Actuaries, held May 16-17 in New York. The panelists discuss product design issues for annuities, including “CD annuities,” which are like individual guaranteed investment contracts, traditional single premium deferred annuities, ‘SPDAs,’ two-tiered annuities, immediate annuities, and others. They also discuss tax developments, investment strategies, and reserve issues. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 2.

Description: This session discussion is about persistency influence the profitability of individual life reinsurance. From Record of the Society of Actuaries Vol. 15, No. 2.

Description: This session from the 1992 Valuation Actuary Symposium discusses cash-flow testing and looks at the sensitivity of key assumptions including interest rates, policyholder lapsation and asset cash flow.

Description: This session at the SOA 1990 Annual Meeting looks at trends inthe design and development of individual life insurance plans.

Description: Discusses the emerging proposals for revision of the NAIC Model UL Regulation to address valuation, non-forfeiture, and disclosure concerns. Also discusses product implementation and the current status of state requirements. From the 1988 Record of Society of Actuaries, Vol. 14, No. 3.

Description: Presented at May 1985 Spring Meeting. This session discussed: Accounting options for consolidating foreign operations, Foreign currency fluctuations, Foreign taxes and tax credits, Offshore subsidiaries, Foreign reinsurance ceded and assumed, Variation appropriate for United States and Canadian companies.

Description: In-depth discussion about the experiences of companies with plans like level-premium term to 100, in both U.S. and Canada: pricing considerations and techniques, lapse experience, sensitivity testing, regulatory history and recent activity, and establishing an adequate reserve. From the 1987 Record of Society of Actuaries Vol. 13, No. 4A.

Description: This session discussion is about the insurance industry is unique in the form of the financial instrument offered to consumers. Products earn long-term interest rates yet generally guarantee cash out without loss of principal. From Record of the Society of Actuaries Vol. 15, No. 3A.

Description: Panelists discuss new methods, ideas, and approaches to products designed to provide adequate compensation to agents under new compensation arrangements and appropriate profits for insurers, while maintaining customer values. From the 1987 Record of Society of Actuaries, Vol. 13, No. 2.

Description: This session at the SOA 1990 San Francisco Spring Meeting focuses on the connection between the pricing function and financial reporting, communicating financial information to senior management and asset/liability management.