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  • Beyond AIDS
    Splitters make essential distinctions between individual cases based on the whole risk. Lumpers arrive ... Of course there's no doubt -- if you have an individual who is HIV positive, she/he is not an insurable ...

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    • Authors: Melvin C McFall, Gregg R Sadler, Robert J Spellman, Henry C George
    • Date: Jun 1988
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Demography>Mortality - Demography; Life Insurance>Underwriting - Life Insurance