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Health Section News, January 2002, Issue No. 42
tects against catastrophic costs resulting from individual claims, whereas aggregate stop-loss protects ... liabilities can result in significantly different valuation results. Example For example, let’s assume that ...- Authors: Application Administrator, Jeffrey Miller, Daniel Wolak, Robert G Mallison, Cabe Chadick, Russel Hugh, Rowen Bell, Harry Poteat
- Date: Jan 2002
- Publication Name: Health Watch
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Investigation of High Deductible Trend
severity of the claims at these higher deductibles. Table 1 shows the total PEPM costs, frequency rates, ... deductible levels, respectively, as illustrated in Table 2. It might have been adequate to conclude the ...- Authors: Russel Hugh
- Date: Jan 2002
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Health Watch
- Topics: Reinsurance>Health reinsurance
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Employer Stop Loss - What's Ahead?
new business has become more of a challenge. Table 1 shows an overall survey of the marketplace from ... 100 percent, which is always a good thing. Table 1 Profitability—Informal Market Survey UW Year ...- Authors: Richard Nelson, Carol B Adams, Russel Hugh
- Date: Jun 2003
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Reinsurance>Stop-loss insurance
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Trends in Large Claims
past that $30,000 mark when they're hitting our individual specific stop-loss protection. We are beginning ... efficiency of the network in place as it relates to individual specific stop-loss claims. That's going to be ...- Authors: Thomas Doran, Patrick L Collins, Timothy Robinson, Russel Hugh
- Date: Jun 2002
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance
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Medical Trends
care. Chart 6 compares changes in NHE versus individual OOP payments as a percentage of the NHE. The ... unnecessary or inappropriate care, but from an individual catastrophic side I would keep it flat, and ...- Authors: John Bertko, Lisa Tourville, Russel Hugh
- Date: May 2004
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health care