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  • The Basics of Long-Term-Care Insurance
    and for what it pays. Most of the products are individual, even the employer plans such as federal or state ... little higher on group, but 2 percent is the individual standard. We use a one-year preliminary ...

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    • Authors: Dawn E Helwig, Stephen Rowley, Jesse Slome
    • Date: May 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
  • The Actuary and Underwriting
    industry cartoon a few years ago in which an individual is being told why he was not accepted for insurance ... medical underwriting? MR. BERNARD RABINOWITZ: In individual medical insurance, there's a big difference ...

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    • Authors: Application Administrator, Dawn E Helwig, Bernard Rabinowitz, Gregg R Sadler, Stephen Rowley, Stephen K Holland
    • Date: May 2004
    • Competency: Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health information technology; Life Insurance>Underwriting - Life Insurance
  • Long-Term-Care Insurance Industry Snapshot
    Marketing and Research Association (LIMRA) survey on individual long-term care. They also have a survey Long-Term-Care ... Snapshot 2 on group long-term care, but the individual one is a little more reflective of the market ...

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    • Authors: Dawn E Helwig, Stephen Rowley, Jesse Slome
    • Date: May 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
  • Underwriting the Long-Term-Care Insurance Risk
    agent does not fill out an application with the individual at all? MR. ROWLEY: The agent would ask three ... I don't think I like that idea, especially on individual LTC sales. I think the agent should be involved ...

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    • Authors: Andrew Herman, Amy Pahl, Gary Jacobs, Stephen Rowley
    • Date: May 2001
    • Competency: Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
  • Alzheimer’s Disease as a Critical Illness Trigger: Does it Really Make Sense?
    Alzheimer’s Disease as a Critical Illness Trigger: Does it Really Make Sense? Analysis of Alzheimer’s ... tests were designed with the assumption that the individual being tested wants to pass the test. In other ...

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    • Authors: Stephen Rowley, Cyriac Kottoor
    • Date: Jun 2012
    • Competency: Results-Oriented Solutions
    • Publication Name: Product Matters!
    • Topics: Health & Disability>Critical illness insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance