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Individual Retirement Account Competition
Individual Retirement Account Competition Panel discussion session examining individual retirement account ... rates;Employee Retirement Income Security Act=ERISA;Individual retirement accounts=IRA;Lapse rates=Lapses;Payout ...- Authors: Gregory J Carney, Steve Cooperstein, Deborah C Foord, Howard H Kayton, Gordon H Leavitt, Martin Ruby, Alan C Snyder, Forrest Allen Spooner, S Jeffrey Baxter
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Pensions & Retirement
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Home Equity and At-Need Annuities—A Dynamic Long-Term Care Funding Duo
ages as shown in the following Table 2 (my highlight in red): TABLE 2 Unisex Population Distribution ... generally shorter for later onset as shown in Table 4 of the Stallard paper, though interestingly not ...- Authors: Steve Cooperstein
- Date: Sep 2009
- Competency: External Forces & Industry Knowledge
- Topics: Long-term Care
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Implications of the Perceptions of Post Retirement Risk for the Life Insurance Industry: Inside Track Marketing Opportunity, But Requiring Focused Retooling
Society of Actuaries, All Rights Reserved 2 TABLE OF CONTENTS I. EXECUTIVE SUMMARY ............ ... against the insurance company about how long the annuitant must live to “break even”, bringing in the powerful ...- Authors: Steve Cooperstein
- Date: Mar 2011
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Topics: Annuities; Annuities>Marketing and distribution - Annuities; Economics>Behavioral economics; Life Insurance>Marketing and distribution - Life Insurance; Long-term Care
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Retirement Income Solutions: Payout Annuities
as far as little reserve strain. The maximum valuation interest rate in '03 was 6 percent; it's probably ... considered it): Should you really be using the maximum valuation interest rate when you're not earning that rate ...- Authors: Steve Cooperstein, Susan Saip, Joel Jessen
- Date: Jun 2004
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Payout annuities
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Opportunities in Income Products
the responsibility is shifting to individual savings and individual responsibility. These three trends ... estimate the size of the individual payout market. We started with the total individual annuity market, including ...- Authors: Steve Cooperstein, Josee Deroy, Jonathan Hecht
- Date: Jun 2001
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Pensions & Retirement
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Actuaries In Non-Traditional Roles
terminated. However, under FAS-87, an actuarial valuation is needed for such a plan. I got myself involved ... the concepts behind the projected unit credit valuation required by the Statement are understood by actuaries ...- Authors: Roy Benjamin, Barry S Blecher, Steve Cooperstein, Ardian Gill, Steven B Schwartz, Alan W Sibigtroth
- Date: May 1986
- Competency: Professional Values>Practice expertise
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Alternative careers; Actuarial Profession>Competencies; Actuarial Profession>Entrepreneurism
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NewsDirect Newsletter, January 2003, Issue No. 42
business with a solid Web presence—it’s become “table stakes” to be in the game. Sales through the Internet ... role of nontradi- tional distributors in the individual life and annuity market. He also provided some ...- Authors: Steve Cooperstein, Diane McGovern, Brian Louth, Robert E Winawer, Robert L Smith
- Date: Jan 2003
- Publication Name: News Direct
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NewsDirect Newsletter, Summer 2001, Issue No. 37
Company A risk assessment company would provide an individual with a reliable, independent risk profile. This ... ual’s risk profile, authorized for release by the individual, would be made available to registered or authorized ...- Authors: Application Administrator, Steve Cooperstein, John Kerper, James B Smith, Maria Thomson, Julie Tani, Robert E Winawer
- Date: Jun 2001
- Publication Name: News Direct
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Diversification Of Life Insurance Companies
largest stock life company by face amount of individual life insurance in force. Sears has acquired a ... stock llfe insurance company by face amount of individual life insurance sold in 1980 and 1981. Wnile the ...- Authors: Steve Cooperstein, Paul J Overberg, Theodore S Rosky, Frederick S Townsend
- Date: May 1982
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Professional development; Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
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Nontraditional Products for the Retirement Market
not always address the risk tolerance of an individual. Why can't someone say for the next 13 years ... the savings feeder to retail products such as individual retirement accounts. • With familiar products: ...- Authors: Garth A Bernard, Steve Cooperstein, Christine E Dugan, Francois Gadenne
- Date: Jun 2004
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Payout annuities