Description: This discussion looks at regulation - specifically as it relates to Group Insurance and Individual Health Insurance. Since insurance is principally a state issue, the industry is faced with a multiplicity of regulatory responses. From Record of the Society of Actuaries 1981, Volume 7, No. 4.

Description: This paper presents multiple book reviews: Reports from Staff of U.S. House of Representatives Committee on Ways and Means and U.S. Senate Committee on Finance, Reports in Connection with Social Security Legislation 1975-77, 'Statement on Cost Comparisons of Individual Life Insurance Policies', by Canadian Institute of Actuaries, 'Investment Activities of Life Insurance Companies' from Huebner Foundation Lectures, 'The Life Insurance Industry's Marketing Dilemma' by Johns, 'The Future of Social Security' by Munnell, 'Social Security - Today and Tomorrow' by Ball, 'Mortality Table Construction' by Batten, 'Mortality Table Construction' by Batten, 'The Crisis in Social Security - Problems and Prospects' by Boskin, 'A History of Interest Rates' by Homer, 'Indexation of Pensions and Other Benefits' by Robert Myers, 'Life Insurance Accounting' by Strain, '1978 Annual Report of the Board of Trustees of the Federal Hospital Insurance Trust Fund...' by US Congress. Brief summaries of additional readings are also included.

Description: This 1978 panel discussion is about personal casualty lines on a group basis. It focused on: 1. The traditional approaches of group life and health versus individual policies for fire and casualty 2. Problems in product design and underwriting, and 3. The impact of federal income tax laws. 4. Regulatory constraints. The discussions were primarily on personal automobile insurance.

Description: This 1977 panel discussion focused on state versus federal regulation of insurance. Topics included: 1. Current activity in elimination of McCarran Act 2. Industry attitude toward Federal regulation 3. Cost of state regulation 4. Impact on actuaries of a Federal structure

Description: Presented at April 1986 Spring Meeting. This session discussion is about the effect of recent changes in tax structures on employee benefits - their value to employees, limitations on deductibility by employers, taxability to employees, and the direction of likely future changes. Will the continued emphasis on additional revenue generation result in a shift in employer emphasis toward additional cash compensation versus employee benefits?

Description: This 1978 session focused on regulatory considerations in Group Health Insurance focused on the following questions: 1. What is the impact of National Health Insurance and Federal Hospital Cost Control? 2. What is the impact of non-discrimination legislation and regulation? 3. What is the impact of recent OASDI financing changes and changes in mandatory retirement age? 4. What is the future of multi-employer trusts and self-insurance?

Description: This panel discussion from the 1980 SOA Fall Meeting is on coping with the Council on Wage and Price Stability - COWPS - including the history of the price standard, the practical impacts of the standards and how the standard lines up with the experience. From Record of Society of Actuaries 1980, Vol. 6, No. 4.

Description: This session is about the successful HMO, A dynamic employer coalition, An emerging dental PPO and An industry-sponsored wellness at the worksite program.

Description: The panel will discuss the growing public sense of urgency to deal with a worsening crisis in the ability of millions of Americans to obtain quality health care that is also affordable. This session focuses on Medicaid issues, the Kennedy bill, and the impact on small businesses to require employers to purchase health insurance for their employees and dependents. From Record of the Society of Actuaries 1988 Vol. 14, No. 1.

Description: This session from the 1976 SOA Fall Meeting is about the trends in the regulatory climate in Canada and the U.S., regulation by state government of the conduct of group insurance and responsibility of regulating the insurance business.