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  • Leveraging X-factor Testing Techniques in Developing Mortality Assumptions for VM-20
    use of company-based assumptions for statutory valuation and performance of certain tests on that mortality ... writers on Jan. 1, 2017, with the adoption of the Valuation Manual. VM-20 contains a three- year transition ...

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    • Authors: Ying Zhao, Jeffrey Lortie
    • Date: Mar 2018
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: The Financial Reporter
    • Topics: Life Insurance>Reserves - Life Insurance
  • How Did I Get Here? An Interview with Sherry Chan, Chief Actuary for the City of New York
    advocating for yourself about what you bring to the table. Being your own advocate does not mean you are being ... and opinions expressed herein are those of the individual authors and are not necessarily those of the ...

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    • Authors: Ying Zhao
    • Date: Dec 2021
    • Competency: Leadership
    • Publication Name: The Stepping Stone
    • Topics: Actuarial Profession
  • How Did I Get Here? An Interview with Karen DeToro, Chief Actuary and Chief Risk Officer of CNO Financial Group
    Technical skills are extremely important, but they are table stakes. I look for people who exhibit a passion ... and opinions expressed herein are those of the individual authors and are not necessarily those of the ...

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    • Authors: Ying Zhao
    • Date: May 2021
    • Competency: Leadership
    • Publication Name: The Stepping Stone
    • Topics: Actuarial Profession
  • A Practical Approach to an Enhanced Premium Persistency Assumption
    approach focuses only on pre- mium history at an individual policy level. The examples in this article will ... incorporates past premium payment behav- ior on an individual policy level. The assumption uses premium paid ...

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    • Authors: Nick Komissarov, Ying Zhao
    • Date: Apr 2016
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: The Modeling Platform
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Universal life; Modeling & Statistical Methods>Deterministic models
  • Highlights and Implications of the PBR Assumptions Resource Manual
    governance will be an integral part of the statutory valuation process. In January 2019, the Life Practice Council ... updating, reviewing, and uploading assumption for valuation modeling purposes.”2 This article will highlight ...

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    • Authors: Ying Zhao
    • Date: Sep 2019
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: The Financial Reporter
    • Topics: Experience Studies & Data
  • How Did I Get Here? An Interview with Sara Teppema, Chief Actuary of Wildflower Health
    How Did I Get Here? An Interview with Sara Teppema, Chief Actuary of Wildflower Health Interview ... and opinions expressed herein are those of the individual authors and are not necessarily those of the ...

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    • Authors: Ying Zhao
    • Date: Oct 2022
    • Competency: Communication; Leadership
    • Publication Name: The Stepping Stone
    • Topics: Actuarial Profession>Professional development
  • How Did I Get Here -- Candace Woods
    businesses valuation department calculating reserve factors to be input in our main- frame valuation system ... someone who had just left the company. It was a valuation area and I was asked to move the organization ...

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    • Authors: Ying Zhao
    • Date: Jul 2020
    • Competency: Leadership; Professional Values
    • Publication Name: The Stepping Stone
    • Topics: Actuarial Profession
  • Latest Developments in the China Pension Market
    China Pension Market by Ying Zhao and Li Shang Table 1: Limitation on Investment Vehicles Investment ... Q1 quarterly EA report from www.cnpension.net. Table 2: Licenses Distribution in Financial Sector ...

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    • Authors: Ying Zhao, Li Shang
    • Date: Dec 2008
    • Competency: Strategic Insight and Integration>Strategy development
    • Publication Name: International News
    • Topics: Pensions & Retirement>Private sector plans
  • Four Books to Start My Data Visualization Journey
    Four Books to Start My Data Visualization Journey Summarized description of four books on data ... circumstances but not always. A good old data table can sometimes be your best option. Data visualization ...

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    • Authors: Ying Zhao
    • Date: Nov 2016
    • Competency: Communication>Persuasive communication; Communication>Written communication
    • Publication Name: The Stepping Stone
    • Topics: Actuarial Profession>Professional development; Technology & Applications>Analytics and informatics