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  • The Rise of Registered Index Linked Annuity (RILA) products
    Solving for an FIA Cap Rate Given an Option Budget Table 1: Illustrative projected FIA index account RILAs ... buffer. Example 2: Solving for a RILA Cap Rate Table 2: Illustrative Projected RILA Buffer Index Account ...

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    • Authors: Nicholas Carbo, David J Elliott , Ginaesan Sinnu
    • Date: Aug 2022
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Annuities>Equity-indexed annuities
  • RILA GLWB Designs and Market Risk Analysis
    begins, and the insurer starts making payments. Table 1 RILA GLWB Designs [1] Assuming no excess withdrawals ... focuses on the sensitivity to index performance. Table 2 Sample product designs and key assumptions GLWB ...

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    • Authors: Matthew Kevin Heaphy, Nicholas Carbo, David J Elliott
    • Date: May 2023
    • Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Annuities; Annuities>Equity-indexed annuities; Annuities>Guaranteed living benefits; Modeling & Statistical Methods; Modeling & Statistical Methods>Sensitivity testing; Modeling & Statistical Methods>Stochastic models; Annuities>Deferred annuities; Annuities>Living / Death benefit riders
  • FASB Long Duration Targeted Improvements Impact on VA and FIA Product Development and In-Force MaFASB Long Duration Targeted Improvements Impact on VA and FIA Product Development and In-Force Managementnagement
    main areas. These are summarized in Table 1. As indicated in the table, the changes for market risk benefits ... Enhanced disclosures All long duration contracts Table 1 FASB Long Duration Targeted Improvements Accounting ...

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    • Authors: Kenneth Scott Birk, Yuan Tao
    • Date: Sep 2019
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Annuities; Annuities>Equity-indexed annuities; Financial Reporting & Accounting; Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]
  • Fixed Annuities in a Low Interest Rate Environment
    environment to sell immediate annuities since statutory valuation interest rates are greater than pricing interest ... account. The Standard Nonforfeiture Law for Individual Deferred Annuities requires that the cash surrender ...

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    • Authors: Susan Saip
    • Date: Apr 2003
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: Product Matters!
    • Topics: Annuities>Equity-indexed annuities; Annuities>Fixed annuities; Annuities>Marketing and distribution - Annuities
  • Pitfalls in Equity-Indexed Products
    Pitfalls in Equity-Indexed Products Identifies some key pitfalls in developing equity-indexed ... the first-term hedge payoffs all belong to the annuitant. Thus, the concept of a “hedge budget” and how ...

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    • Authors: Anson Glacy
    • Date: Mar 1998
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Annuities>Equity-indexed annuities
  • ndividual Annuity Sales and Product Trends
    we’ll summarize broad trends across the U.S. individual annuity marketplace and focus on variable annuities ... annuities. MACROECONOMIC OVERVIEW A review of the individual marketplace is incomplete without an understanding ...

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    • Authors: Simpa Baiye
    • Date: Feb 2016
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Strategy development
    • Publication Name: Product Matters!
    • Topics: Annuities>Equity-indexed annuities; Annuities>Individual annuities; Annuities>Marketing and distribution - Annuities; Annuities>Variable annuities; Economics>Macroeconomics
  • Annuity Nonforfeiture:The Sound of Falling Rates
    Annuity Nonforfeiture:The Sound of Falling Rates Discussion of NAIC efforts to amend ... requirements of the Standard Nonforfeiture Law for Individual Deferred Annuities (SNFLIDA). The National Association ...

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    • Authors: Application Administrator
    • Date: Apr 2003
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Product Matters!
    • Topics: Annuities>Equity-indexed annuities; Annuities>Fixed annuities; Annuities>Individual annuities; Public Policy