Description: The Joint Committee on Health Insurance appointed a subcommittee, known as Task Force 4, to study the problems of reserves for accident and health insurance. The final report of the Task Force, including basic tables of net annual claim costs for hospital and surgical expense insurance, was adopted by the NAIC at its December 1956 meeting. This article contains the Task Force's final report [included as Appendix A] and 30 Tables for use in valuing hospital and surgical expense insurance in accordance with the recommendations of Task Force 4. From Transactions of Society of Actuaries 1957, Vol. 9, No. 25.

Description: This paper describes a new major medical policy from The Equitable. The author describes the policy and discusses anticipated claims experience and the calculation of gross premiums. From Transactions of Society of Actuaries 1955 Volume 7, Number 17.

Description: This paper examines the 'King intervaluation method' within the framework of a health insurance valuation system. From Transactions of Society of Actuaries 1964, Vol. 16, Pt. 1, No. 45.

Description: This is a discussion of the paper, Gross Premiums for Individual and Family Major Medical Expense Insurance by Morton D. Miller. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.

Description: In this article, the author, reflecting upon his own experiences, discusses why meaningful individual health insurance, unlike other lines of individual coverage, is generally not offered by insurers to individuals with long-term needs.

Description: This article provides an overview of critical illness insurance: history, product description, and the three primary ways to offer critical illness coverage in the United States. This article also contains an illustration of an issue age premium rate calculation, as well as product features and rating applications specific to the various types of critical illness coverage.

Description: This article describes Health Savings Accounts HSAs and the tax and other aspects of these funds.

Description: NAIC Health Update from quarterly meeting. Issue No. 42.

Description: During the past few years, performance, cost, and risk trends for Medigap products have undergone substantial changes. Some of these trends could ease cost pressures on Medigap insurers, while others might increase them. Part 1 of this Issue Brief article discusses current changing trends and considerations around about how they are impacting Medigap.

Description: This article summarizes major insurance related litigation in 1951 on subjects related to assignment of risks, war clauses, effective date of surrender, premium due dates, misrepresentation, aviation exclusion, premium taxes, insurable interest, and group versus individual insurance.