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Mortality Table Slope—The Discussion Goes On
Mortality Table Slope—The Discussion Goes On This article discusses the proper slope of mortality tables ...- Authors: Douglas Doll
- Date: Jul 2004
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities; Life Insurance
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Cost-Benefit Analysis: Quantifying the Value of EHRs
accelerated underwriting (AUW) trends among U.S. individual life insurance carriers point to a steep adoption ... underwriting. The 2015 Society of Actuaries (SOA) Valuation Basic Table (VBT) without mortality improvement was ...- Authors: Murali Niverthi
- Date: Nov 2023
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Has the Illustrations Regulation Been Successful?
Has the Illustrations Regulation Been Successful? A commentary on whether or not ... been successful. Discount rates=Interest rates;Individual life plans;Mortality assumption;Illustrations=Illustration ...- Authors: Scott Witt
- Date: Nov 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Public Policy
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Confusing the Matrix: Part Deux
get started, we need some fake data to work with. Table 1 shows a confusion matrix using a simplified risk ... terms “actual” and “predicted” as referenced in Table 1. For the practical application of accelerated ...- Authors: Ryan Holt
- Date: Nov 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Accelerated underwriting
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Actuarial Guideline XLIX (AG49): Past, Present and Future
on IUL illustrations and additional definitions. Table 1 provides a simple example on the impact of AG49-A ... impact after netting out the account value charge). Table 1 AG49-A Example AG49-A “Quick-Fix” (2023) Innovation ...- Authors: Richard John Hoffer, Alexander Tall, Kathryn van Ryn
- Date: Jun 2023
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance
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Term Life Insurance Survey Results
Term Life Insurance Survey Results As term carriers continue dealing with ... the implementation of PBR, the 2017 CSO mortality table, accelerated underwriting programs and predictive ...- Authors: Susan Saip
- Date: Apr 2020
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance
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Revenue Procedure 99-27
Revenue Procedure 99-27 The IRS released the details of a program to allow life insurers to correct ... 7702A of the Internal Revenue Code the “Code”. Individual life plans;Internal Revenue Service=IRS;Prem ...- Authors: Christian J DesRochers, Brian King
- Date: Dec 1999
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance
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What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates
underwriting. It is already effectively banned in individual health. Casualty insurance already restricts ... our analysis to utilizing Commissioners Reserve Valuation Method (CRVM) reserves. The deterministic and ...- Authors: Craig Reynolds, Aatman Dattani
- Date: Aug 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Product development - Life Insurance
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Market Trends and Product Designs in a Rising Interest Rate Environment
Perform Well In Rising Interest Rate Environments Table 1 summarizes the sales change patterns for a handful ... change of sales volume from Q1 2017 to Q1 2018. Table 1 Annual Sales Growth Rates for Key Life Insurance ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Annuities; Life Insurance; Life Insurance>Product development - Life Insurance
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A Decade into Accelerated Underwriting: The New Normal for Advanced Risk Selection
capturing new and emerging trends in the U.S. individual life accelerated underwriting market. The primary ... on reported availability, we have seen that AUW table ratings are seldom issued in practice, as more limitations ...- Authors: Lisa Seeman, David Goehrke
- Date: Aug 2023
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Underwriting - Life Insurance