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2009-13 U.S. Individual Life Persistency Report
2009-13 U.S. Individual Life Persistency Report This report presents the results of individual life insurance ...- Authors: Society of Actuaries
- Date: Jun 2019
- Competency: External Forces & Industry Knowledge
- Topics: Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance
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Lapse Rates
the shortcomings of the various lapse rates for individual companies and for the industry which are contained ... data in the vari- ous classifications is shown in Table 1. The lapse rate shown in Tables 2 to 5 and 7 ...- Authors: Charles F B Richardson, John M Hartwell
- Date: Sep 1951
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Policyholder behavior - Life Insurance
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2009-13 Lapse/Surrender and Premium Persistency Experience for Flexible Premium Universal Life Products
Accumulation/Current Assumption Universal Life Individual policy level data for flexible premium products ... surrenders by flexible premium product type. Table 1: Policy Exposure by Product Type Secondary ...- Authors: Society of Actuaries
- Date: Sep 2018
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance
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Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 Survey Results
show substantial variation by issue age for most individual insurers, with the exception of being lower ... 2001 VBT table was the most commonly used mortality table (48% of responses). 2008 VBT table usage increased ...- Authors: Stephen Hodges, Charles M Bremer
- Date: Jan 2014
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
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2018 Universal Life with Secondary Guarantees Survey: Survey of Assumptions for Policyholder in the Tail
substantial variation by issue age for most individual insurers, but are lower for the highest issue ... of companies using 2008 VBT as their reference table. In addition, there has been a significant increase ...- Authors: Jeffrey Hartman
- Date: Sep 2018
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
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Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2012 Survey Results Report
show substantial variation by issue age for any individual insurer, with the exception of being slightly ... (Figure 29). • The 2001 VBT table was the most common used mortality table (44% of responses, Figure ...- Authors: Society of Actuaries, Stephen Hodges, Mark Bergstrom
- Date: Mar 2013
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
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2017 Universal Life with Secondary Guarantees Survey
2017 Universal Life ... AUTHOR Jeff Hartman 3 Table of Contents Survey Highlights ............... ... substantial variation by issue age for most individual insurers, but are lower for the highest issue ...- Authors: Jeffrey Hartman
- Date: Jul 2017
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
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Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee 2015 Survey Results
2016 Society of Actuaries, All Rights Reserved Table of Contents Survey Highlights ............... ... show substantial variation by issue age for most individual insurers, but are lower for the highest issue ...- Authors: Stephen Hodges, Charles M Bremer, Jeffrey Hartman
- Date: Apr 2016
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
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Shock Lapse Experience Report - Phase 2 Report
Rights Reserved RGA Reinsurance Company Page 2 TABLE OF CONTENTS Project Overview ________________ ... Total Lapse Rates By Duration T10 The following table and chart show the lapse experience for T10 by duration ...- Authors: Susan Willeat, Timothy Rozar, Scott Rushing
- Date: Jul 2010
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Life Insurance>Policyholder behavior - Life Insurance
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Policyholder Behavior in the Tail Joint Risk Management Section Working Group Variable Annuity Guaranteed Benefits 2017 Survey Results
assumptions used and drivers of those assumptions. Individual responses vary significantly among companies ... cumulative equity return in the tail scenario for individual companies varies widely (Figure 4). Dynamic ...- Authors: Jason Tucker Hartman
- Date: Jan 2018
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance