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2009-13 U.S. Individual Life Persistency Report
2009-13 U.S. Individual Life Persistency Report This report presents the results of individual life insurance ...- Authors: Society of Actuaries
- Date: Jun 2019
- Competency: External Forces & Industry Knowledge
- Topics: Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance
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There's A New Study On Replacements
There's A New Study On Replacements This is an article summarizing a study about the replacements ... summarizing a study about the replacements of individual life insurance policies. Surrenders; 12602 ...- Authors: Deborah Adler Poppel
- Date: May 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: The Actuary Magazine
- Topics: Life Insurance>Policyholder behavior - Life Insurance
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SOA Accelerated Underwriting Practices Survey
expected Worse by up to two risk classes or two table ratings Worse by more than two risk classes (excluding ... (excluding smoker misrepresentation) or more than two table ratings Smoker misrepresentation Decline/postpone ...- Authors: Allen Klein
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Professional Values; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Lapse Rates
the shortcomings of the various lapse rates for individual companies and for the industry which are contained ... data in the vari- ous classifications is shown in Table 1. The lapse rate shown in Tables 2 to 5 and 7 ...- Authors: Charles F B Richardson, John M Hartwell
- Date: Sep 1951
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Policyholder behavior - Life Insurance
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Inequitable Life
In 1993 guarantees were exposed by improving annuitant mortality and falling interest rates. Recurrent ... Peter to pay Paul equi- table? By legal fiat, Equitable Life became Inequi- table Life. Actuarial navigators ...- Authors: Phillip Geoffrey Alistair Cammidge
- Date: Apr 2009
- Competency: External Forces & Industry Knowledge
- Publication Name: International News
- Topics: Life Insurance>Policyholder behavior - Life Insurance
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2009-13 Lapse/Surrender and Premium Persistency Experience for Flexible Premium Universal Life Products
Accumulation/Current Assumption Universal Life Individual policy level data for flexible premium products ... surrenders by flexible premium product type. Table 1: Policy Exposure by Product Type Secondary ...- Authors: Society of Actuaries
- Date: Sep 2018
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance
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Disintermediation, Investment Strategy And Product Design
Trowbridge Committee, the Society's Committee on Valuation and Related Problems, which analyzes the kinds ... Society of Actuaries' Committee on Valuation in a report on valuation, surplus and related problems presented ...- Authors: Jacqueline M Keating, Michael E Mateja, Daniel J McCarthy, Carl R Ohman
- Date: Apr 1983
- Competency: External Forces & Industry Knowledge; External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Investment strategy - Finance & Investments; Life Insurance>Policyholder behavior - Life Insurance
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Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 Survey Results
show substantial variation by issue age for most individual insurers, with the exception of being lower ... 2001 VBT table was the most commonly used mortality table (48% of responses). 2008 VBT table usage increased ...- Authors: Stephen Hodges, Charles M Bremer
- Date: Jan 2014
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
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Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2012 Survey Results Report
show substantial variation by issue age for any individual insurer, with the exception of being slightly ... (Figure 29). • The 2001 VBT table was the most common used mortality table (44% of responses, Figure ...- Authors: Society of Actuaries, Stephen Hodges, Mark Bergstrom
- Date: Mar 2013
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
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2018 Universal Life with Secondary Guarantees Survey: Survey of Assumptions for Policyholder in the Tail
substantial variation by issue age for most individual insurers, but are lower for the highest issue ... of companies using 2008 VBT as their reference table. In addition, there has been a significant increase ...- Authors: Jeffrey Hartman
- Date: Sep 2018
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life