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Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey
These products comprise about 40% of the total individual life market, and the survey covers a range of ... interest to a large portion of the life industry. table { text-transform: uppercase; } By Carl Friedrich ...- Authors: Carl Friedrich, Michelle Krysiak
- Date: Oct 2022
- Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Behavioral Economics and the Longevity Problem
transaction is absolutely certain to be zero. If the individual does buy life insurance, assuming no profit or ... we utilize mortality equal to the 2015 Valuation Basic Table (VBT) for a 35-year-old male nonsmoker.- Authors: Craig Reynolds
- Date: Feb 2023
- Competency: Results-Oriented Solutions; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Risk Management
- Topics: Annuities; Annuities>Payout annuities; Life Insurance; Life Insurance>Universal life
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Actuarial Guideline XLIX (AG49): Past, Present and Future
on IUL illustrations and additional definitions. Table 1 provides a simple example on the impact of AG49-A ... impact after netting out the account value charge). Table 1 AG49-A Example AG49-A “Quick-Fix” (2023) Innovation ...- Authors: Richard John Hoffer, Alexander Tall, Kathryn van Ryn
- Date: Jun 2023
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance
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The Universal Life Insurance Policy
The Universal Life Insurance Policy The purpose of this paper is not to present a revolutionary ... insurance industry if the concept were adopted. Individual life plans;Product development;Taxes=Taxation; ...- Authors: James C H Anderson
- Date: Jan 1999
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Topics: Life Insurance>Universal life
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Insights in Life PBR Practices
Insights in Life PBR Practices Mandatory implementation of life principle-based reserves (PBR) ... than 40 participants covering 85 percent of the individual life market, including 23 of the top 25 life ...- Authors: Kevin Carr, Dylan Strother, Chris Whitney, Haley Christine Jeorgesen , Simon Gervais
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life
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Insights Into Life Principle-Based Reserves Implementation and Modeling Practices
Insights Into Life Principle-Based Reserves Implementation and Modeling Practices Mandatory implementation ... than 40 participants covering 85 percent of the individual life market, including 23 of the top 25 life ...- Authors: Simon Gervais , Kevin Carr, Haley Christine Jeorgesen , Dylan Strother, Chris Whitney
- Date: Nov 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: The Modeling Platform
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life
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Implementation and Modeling Emerging Practices for Life PBR
Implementation and Modeling Emerging Practices for Life PBR Mandatory implementation of life ... than 40 participants covering 85 percent of the individual life market, including 23 of the top 25 life ...- Authors: Simon Gervais , Kevin Carr, Haley Christine Jeorgesen , Chris Whitney
- Date: Dec 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: The Financial Reporter
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life; Modeling & Statistical Methods
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Insights Into Life PBR Emerging Practices
READINESS IS HIGHEST FOR TERM, FOLLOWED BY ULSG Table 1 summarizes the percentage of participants that ... PBR across product types as of year-end 2017. Table 1 Percentage of Participants That Have Analyzed ...- Authors: Kevin Carr, Andrew Radel, Chris Whitney
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life; Reinsurance>Life reinsurance
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Current Dynamics of Universal Life and Indexed UL
period looks relatively stable since many of the individual company changes offset each other. Indexed ... premium reserve floor that is included in the valuation manual. The reasons for concern included the ...- Authors: Susan Saip
- Date: Oct 2013
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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L’économie comportementale et l’enjeu de la longévité
introduisons le taux de mortalité figurant dans la table d’évaluation de base (TÉB) de 2015 pour un homme ... sur les données suivantes : la mortalité de la table de mortalité des rentes individuelles de 2012 avec ...- Authors: Craig Reynolds
- Date: Feb 2023
- Competency: Results-Oriented Solutions; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Risk Management
- Topics: Annuities; Annuities>Payout annuities; Life Insurance; Life Insurance>Universal life