Description: This 1977 panel discussion examined the surplus needs of life insurance companies. Topics included: 1. A status report of Trowbridge Committee on Valuation and Related Matters 2. The purpose of surplus 3. The amount of surplus required for group insurance 4. The amount of surplus required for ordinary and group business with a savings element

Description: This 1975 panel discussion SOA Bal Harbour Annual Meeting addressed the impacts of ERISA other than on pensions.

Description: This 1978 session focused on Group Life Insurance. Questions discussed included: 1. How does current group mortality compare with the 1960 Basic Group Mortality Table? 2. What is the relationship of female to male mortality rates? 3. How do the premium rates of insurance companies compare with the 1960 Basic Group Mortality Table? 4. What group and industry experience indicate the appropriateness of premium discounts and loadings? 5. To what degree are alternative funding approaches utilized for group life insurance? 6. How many life years of exposure are necessary for credibility to be given to the experience of a group? 7. What measures are utilized to hold experience fund deficits to a manageable level for group life? 8. What is the proper reserve for pending or unknown death claims? 9. What is the proper reserve for pending or unknown disability waiver of premium claims? 10. What is the proper reserve for approved waiver of premium claims?

Description: This 1978 panel discussion is about personal casualty lines on a group basis. It focused on: 1. The traditional approaches of group life and health versus individual policies for fire and casualty 2. Problems in product design and underwriting, and 3. The impact of federal income tax laws. 4. Regulatory constraints. The discussions were primarily on personal automobile insurance.

Description: This session is from the 1976 Society of Actuaries Annual Meeting in Toronto in October. The presenters cover the following Group Insurance topics: Survivor Income Group Life Insurance, Long Term Disability Insurance, Dental Insurance, Health Insurance, and new products and development.

Description: This 1979 session focused on group life topics. Topics included: 1. NAIC Model Group Life Insurance Law 2. Mass Marketing 3. Waiver of Premium/Extended Death Benefit 4. Financial Aspects a. Profitability b. Reserves e. Persistency/Mortality

Description: Presented at April 1986 Spring Meeting. This session discussion is about Group Universal Life, Replacement of group term products, Administrative concerns, Captives and reinsurance.

Description: Presented at October 1986 Annual Meeting. This session discussion is about the market, products/plan design, administration, underwriting and types of delivery systems.

Description: This session from the 1983 SOA Spring Meeting covers group insurance underwriting and selection issues including self insurance, financial results of group insurers, the underwriting and selection issues involving nontraditional group benefit programs, and techniques for monitoring the underwriting policy.

Description: This article was presented at the Spring 1975 Meeting in Los Angeles. discussion of the actuarial techniques required to combat the impact of inflation on both Group Life and Health insurance, including possible increases in premium rates and how to communicate these to clients.