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Combining LTC Benefits With Other Products
underwriters trained, and we were offering an individual major medical product at that point. So it was ... weren't as concerned about what type of care the individual was receiving, be it skilled, intermediate, ...- Authors: Edward P Mohoric, Melvin Rambo, William DeCapua, Mark J Warshawsky
- Date: Oct 2001
- Competency: Leadership>Thought leadership; Professional Values>Practice expertise; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Health & Disability>Disability insurance; Life Insurance>Pricing - Life Insurance; Long-term Care>Long-term care insurance; Pensions & Retirement>Plan design
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Challenges of Runoff LTC and Outsourcing to Mitigate Risk
Challenges of Runoff LTC and Outsourcing to Mitigate Risk Runoff LTC blocks present a wide ... long-term care insurance;long-term care;Business Risk;Valuation, Modeling, and Financial Reporting 6442485493 ...- Authors: Jeffrey Anderson, Van Beach
- Date: Dec 2018
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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LTCI Experience Analysis Using Modified Natural Reserves
LTCI Experience Analysis Using Modified Natural Reserves LTCI: Using ... Modified Natural Reserves as opposed to NAIC valuation reserves to accumulate margins for moderately ...- Authors: William C Weller
- Date: Apr 2003
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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Long Term-Care Riders To Life Insurance
single contract. and noncompliance with an individual state’s variation of the NAIC model long-term-care ... interest in serving on committees. Although the table is self- explanatory, the following comments and ...- Authors: Abraham Gootzeit
- Date: Dec 1988
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: The Actuary Magazine
- Topics: Life Insurance; Long-term Care>Long-term care insurance; Public Policy
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Diverse Risks 2016 Call for Essays
and opinions expressed herein are those of the individual authors and are not necessarily those of the ... balances no matter how long someone lives. Each table represents a combination of a portfolio approach ...- Authors: Society of Actuaries
- Date: Apr 2016
- Competency: Communication>Written communication; External Forces & Industry Knowledge>Actuarial theory in business context; Leadership>Thought leadership; Professional Values>Public interest representation; Relationship Management; Results-Oriented Solutions; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Effective decision-making; Strategic Insight and Integration>Influence decisions; Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Topics: Annuities>Payout annuities; Demography>Longevity; Economics>Behavioral economics; Economics>Financial economics; Finance & Investments>Asset allocation; Finance & Investments>Investments; Finance & Investments>Investment strategy - Finance & Investments; Finance & Investments>Portfolio management - Finance & Investments; Long-term Care>Long-term care insurance; Pensions & Retirement>Defined contribution and 401k plans; Pensions & Retirement>Plan design; Public Policy; Public Policy; Social Insurance>Social Security
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Long-Term Care Modeling, Part 2: First-Principles Modeling
advantages relative to the disadvantages, set out in Table 1. BUSINESS SITUATIONS THAT MOTIVATE FIRST- PRINCIPLES ... and increase effectiveness of input controls, Table 1 Deciding Whether to Convert to a First- Principles ...- Authors: Lo Linda Chow, Jeremy Levitt, Yuan Yuan, Laura Knab
- Date: Nov 2017
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: The Modeling Platform
- Topics: Long-term Care>Long-term care insurance; Modeling & Statistical Methods>Modeling efficiency
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Rate Increase Approaches Impact LTC Policyholder Behavior
options, as well as the ability to commu- nicate individual customized alternatives within the premium increase ... category of state approval as pre- viously described. Table 1 shows that policyholders receiving a one-time ...- Authors: Raymond Nelson
- Date: Dec 2017
- Competency: External Forces & Industry Knowledge>External forces and business performance; External Forces & Industry Knowledge>Internal forces and business performance; Professional Values>Practice expertise; Results-Oriented Solutions>Actionable recommendations; Results-Oriented Solutions>Assess decision effectiveness; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Long-Term Care News
- Topics: General Insurance (Property & Casualty)>Policyholder behavior - General Insurance; Long-term Care>Long-term care insurance
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Long-Term Care Lessons for Disability Insurers
the LTC business. We have seen this on both individual and group disability plans across the industry ... have seen sold in the industry has been on the individual side of the disability market. I think that happens ...- Authors: Amy Pahl, Guy Bertsch
- Date: May 2004
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Long-term Care>Long-term care insurance
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Long-Term Care Modeling Part 1: An Overview
considerations. The models are compared further in Table 1. MULTI-STATE STOCHASTIC MODEL A multi-state model ... summarize incurred benefits Intuitive summary from valuation models Faster model run time Possibly greater ...- Authors: Lo Linda Chow, Kevin Kang, Jillian Cataloni
- Date: Dec 2016
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: The Modeling Platform
- Topics: Long-term Care>Long-term care insurance; Modeling & Statistical Methods>Modeling efficiency
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Living Benefit or Accelerated Death Benefit Rider Options
care professional must certify that the insured individual is either unable to perform a certain number ... simply provide the maximum for each month the individual qualifies for the benefit. Any benefit amount ...- Authors: Michelle Krysiak
- Date: May 2014
- Competency: Results-Oriented Solutions>Actionable recommendations; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: News Direct
- Topics: Health & Disability>Critical illness insurance; Long-term Care>Long-term care insurance