Description: This paper presents a model that projects withdrawal and investment returns for a hypothetical retirement account. From Retirement Needs Framework, M-RS00-1.

Description: This is the informal discussion transcript from Session 5A: Mortality and Longevity Research from the January 4-6, 2017 Living to 100 Symposium in Orlando.

Description: The research investigates the challenges associated with determining a “fair value” assessment for embedded options in two product types and incorporates the process into product pricing and liability valuation

Description: Presented at Living to 100 symposium, January 2011. This paper presents a method for using death records to infer exposure on non-extinguished cohorts, thereby allowing the development of a credible table for high ages.

Description: This is Table 2 from a March 2011 presentation at the 2011 Enterprise Risk Management Symposium entitled Capital Allocation in the Property-Liability Insurance Industry.

Description: The original purpose of this paper was to review the principles and practice of life-office valuations in the light of modern conditions. The author discusses the theory of matching assets and liabilities, or immunization and reviews gross premium valuations, net premium valuations and bonus reserve valuation. He also covers the different purposes behind the valuations.

Description: This article is an extract from a revision to the Universal Life Study Note. From Product Development Section Monograph, M-AS99-3.

Description: The purpose of this paper is not to present a revolutionary new concept, instead, it is to reexamine a familiar concept in the light of new market circumstances and, to consider the consequences to the life insurance industry if the concept were adopted.

Description: This paper outlines the limitations inherent in current actuarial pricing techniques and describes a product development process that can produce optimal decisions in competitive environments. From Product Development Section Monograph, M-AS99-3.

Description: This is the Fully Funded Pensions for Centenarians abstract authored by Jonathan Barry Forman for Session 5B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.