Announcement: SOA congratulates the new ASAs and CERAs for May 2024.

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  • Mortality Table Slope and Future Improvements
    Mortality Table Slope and Future Improvements Mortality Table Slope and Future Improvements Mortality ...

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    • Authors: Michael Taht
    • Date: Nov 2002
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance
  • Substitute Facts for Appearances and Demonstrations for Impressions
    Substitute Facts for Appearances and Demonstrations for Impressions This article gives examples ... examples given are setting the mortality for table shaved individual life business and setting late duration ...

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    • Authors: James Filmore
    • Date: Oct 2013
    • Competency: Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Experience Studies & Data>Mortality; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Reinsurance>Pricing - Reinsurance
  • Velocity of Diversification
    probability and statistics. For many years at the Valuation Actuary Symposium, I have led and co-taught a ... or more and analyze possible results. However, valuation and risk folks will surely remind him or her ...

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    • Authors: Douglas Robbins
    • Date: Jun 2014
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Annuities>Individual annuities; Annuities>Pricing - Annuities; Demography>Mortality - Demography; Demography>Longevity; Life Insurance>Pricing - Life Insurance; Technology & Applications>Analytics and informatics
  • Pricing Surface
    of the cross‑term can be greater than the two individual sensitivity results combined at the tail. The ... first and second orders of the derivatives. In Table 1, we choose the following: Step 2: Calculate ...

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    • Date: Nov 2017
    • Competency: Strategic Insight and Integration>Influence decisions; Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Modeling & Statistical Methods>Sensitivity testing; Modeling & Statistical Methods>Simulation
  • Mortality Arbitage—Life and SPIA
    in at least two scenarios: 1. A “super-select” individual buys a preferred life policy from Company A ... unhealthy individual buys a standard life policy from Company A (available through table-shaving programs) ...

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    • Authors: Douglas Doll
    • Date: Apr 2003
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
  • Highlights of May 2013 Life & Annuity Symposium
    percent year to date, according to LIMRA’s US Individual Life Insurance Sales Summary Report, fourth ... and actuary responsible for Munich Re’s U.S. individual life pricing teams. He can be reached at JFilmore@ ...

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    • Authors: James Filmore, Kurt Guske
    • Date: Oct 2013
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance
  • Why IUL Income Streams Need to be Managed - Part 1
    crediting rate permitted by AG49. The chart in Table 1 shows the result of converting the 20 one- year ... twenty different outcomes are pro- duced (see Table 1). (Twenty different sequences of returns are ...

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    • Authors: Ben Wolzenski, John McSwaney
    • Date: Oct 2018
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Universal life
  • Term Conversions: Pricing and Reserves
    column 2 are from the 2008 Valuation Base Tables’ Select Ultimate Table, gender and smoking status ... product. The article is not intended to offer a valuation guideline. There are many questions companies ...

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    • Authors: Hezhong Ma
    • Date: Mar 2017
    • Competency: Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
  • Are Discounted Accelerated Benefits Cost Neutral?
    estimated life expectancy and a specified mor- tality table, an impaired (or rated) age, y, is determined where ... 100 − y years) based on the specified mortality table and a discount rate determined by the policy’s ...

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    • Authors: Jeffery Dukes
    • Date: Mar 2017
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance
  • Mortality Comparisons
    Substandard class (Class 4, for a Nonsmoker with a Table 8 rating), for quinquennial ages between 55 and ... over a 60-year period. Since the radix of the lx table is 1,000, the value is the Net Single Premium for ...

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    • Authors: Douglas Doll
    • Date: Apr 2003
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance