Description: In light of the recent expansion in Medicare beneifts, this session at the SOA 1989 Chicago Spring Meeting looks at the future of individual Medicare supplement products, including benefits, marketing opportunities, regulation issues and underwriting.

Description: This 1991 panel discussion about individual health rate filings asks the following seven questions and answers each pro and con: 1. Should individual accident and health be guaranteed renewable? 2. Should there be rate increase caps? 3. Should duration rating be permitted? 4. Should optional pre-filing be permitted? 5. Should loss ratios be increased? 6. Should the pending small-group regulation laws apply to the individual policy area? 7. Should the loss ratio be the only determinant in the approval of a rate change? From the Record of the Society of Actuaries Vol. 17, No. 4B.

Description: This discussion is about individual and family major medical expense insurance. Topics discussed include morbidity experience, plan design and differences in claims cost due to socioeconomic status. From Transactions of Society of Actuaries 1961, Vol. 13 Pt. 2

Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss progress made in offering accident and sickness and hospitalization insurance benefits to those over 65, the physically impaired, to rural areas, and to lower income groups, and discuss methods to further extend benefits to those groups. They also discuss experience with major medical policies, and what insurance associations such as the Health Insurance Association of America, can do to collect morbidity data. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.

Description: This is a discussion about premiums and underwriting for individual health insurance. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: This is a panel discussion session on individual health insurance including regulations and the considerations to guide decisions as to product portfolio marketing objectives and distribution systems.

Description: The panelists at this session of the SOA 1995 Vancouver Spring Meeting discuss individual health insurance issues including NAIC, state and federal regulatory and legislative activities, under the umbrella of health care reform.

Description: This discussion looks at the changing needs for individual accident and sickness insurance, including coverage for older people [ages 65 and over]. The discussion seeks to answer: What changes in the scope of and market for individual accident and sickness insurance have taken place in recent years, and what revisions of policies and marketing procedures have been made or are indicated to meet changing needs? From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: The panel at this session of the SOA 1989 Chicago Spring Meeting discusses the mass marketing of individual health insurance, including Section 125 products, trends and problems in direct response, and claim settlement issues.

Description: At this presentation from Session 6PD of the SOA 1996 Colorado Springs Meeting, the panelists discuss the role of the valuation actuary in health insurance. The focus of the session is scenario testing in health insurance and how this is a tool in assessing the risks of the company. Statutory minimums and statements of opinion are discussed. From the Record of the Society of Actuaries, Vol. 22, No. 2.